I fucked up...

My father was a high better always, he had lost around 100-500k on gambling, just imagining the fact that he used to earn around 6-10k a month to getting almost nothing from goverment loans gives me a weird feeling of motivation.

Losing 500k on gambling isn't a badge of honour or anything to be proud of.

Think yourself lucky you only borrowed and lost a small amount and you're just a kid.

Trust me last thing you'd want/need is debt collectors looking for you. I'm not talking here about licenced companies either.
 
I've been great as usual! Just returned back few days ago from a small vacation. And Yes, Y'know I'd always be there to help and not let the fire inside you fade out. You should have told me about this investment before doing it- maybe I could have served some advice out of my own personal experiences or knowledge about that stuff. And there's no need to repay me for anything- it's my pleasure to help. Well, if you still wanna repay, do it by motivating me if I ever feel down/depressed in life and inspiring me by your own achieved successes, haha :)

And yes, you have to fix it by yourself and learn from it- push yourself to your limits and then push the limits above until they break. There's so so many fucking ways to earn and you, my boy, are a talented kid. So Obviously you can figure out a solution and make it through, without shedding a tear of sadness for being broke or in debt. It's just a matter of time and effort. Btw there's much more financial advices waiting for you once we have a conversation again :)
Thank you shubhankar, i already messaged you on whatsapp :P
 
Atleast you took risk a requirement for an entrepreneur many people wont take.
 
Don't worry about your mistake kid it'll just eat at you. It's done and there's only one thing you can do now, bust your arse to make it right.

These kind of setbacks can be the making or breaking of some people. Make sure it's the making of you.

What did you invest in if you don't mind me asking, no worries if not. Just wondering if there is a way to spin it into a positive and actually use the failed investment to your advantage.

For example if it was an automation tool of some sort or trading platform you could create videos and a blog detailing how it was shit and didn't work etc

Chin up and keep going. It's not nice but remember it's only money.
It was a investment in personal idea, but trust me when i say this there is no way to make back what I lost from it, thanks for your support though, seen by your name. I have lately been experimenting with CPA and CPC aswell, hope that will be something for me in the future, thanks bruv.
 
It was a investment in personal idea, but trust me when i say this there is no way to make back what I lost from it, thanks for your support though, seen by your name. I have lately been experimenting with CPA and CPC aswell, hope that will be something for me in the future, thanks bruv.
Where are you from buddy?

I might be able to help get you set up, well point you in the right direction anyway.
 
Losing 500k on gambling isn't a badge of honour or anything to be proud of.

Think yourself lucky you only borrowed and lost a small amount and you're just a kid.

Trust me last thing you'd want/need is debt collectors looking for you. I'm not talking here about licenced companies either.
Thank you misterf,

I know gambling aint a way to make money, that is what i had learned from my father aswell. He said, " if gambling was so profitable, then why are casinos still out there?"

Thanks for your lesson man, definitely gonna watch which debt i take.
 
Where are you from buddy?

I might be able to help get you set up, well point you in the right direction anyway.
I am from the Netherlands, and i am looking to advertise, and do CPA in the US, cause its a way bigger audience, NL is small.
 
I am from the Netherlands, and i am looking to advertise, and do CPA in the US, cause its a way bigger audience, NL is small.
I'll be doing some keyword research tomorrow or the day after because I've got an idea for two massive projects coming up so I'll find something for you to work on if you want.

Thinking of it, I think you posted in my thread didn't you.

Have you got money for a cheap domain and hosting?

If you have I'll grab some low comp keywords for you and give you a plan to follow to gradually build up a content locking business with traffic from both YouTube and Google.
 
I am from the Netherlands, and i am looking to advertise, and do CPA in the US, cause its a way bigger audience, NL is small.

If you are from the NL, make sure you do everything legit when you start seeing bigger numbers. Create a BV and pay your taxes.
CPA can go fast when you advertise and before you know it you are doing 20k a month if you got good cashflow.
 
If you are from the NL, make sure you do everything legit when you start seeing bigger numbers. Create a BV and pay your taxes.
CPA can go fast when you advertise and before you know it you are doing 20k a month if you got good cashflow.

20k a month is a big number, first let me try to make 100 a month ;p

I am planning to do everything legally

Thank you for having trust in me brother, i really appreciate it for real.
 
I had made a stupid decision to invest in stuff using other people's money.
Good, the first thing about solving a problem is recognizing you have one. This is something even much mature people have trouble with and, you at 15 years old, are mature enough to recognize and understand your mistake.

EXCELLENT!

Now, learn from it and move on!

How could i even be such a dumb idiot
cause i am so worthless.
Don´t beat yourself too much about this.

Yes, you got yourself into a bad situation. Focus on finding a solution. I don´t know, get a part-time job, invest whatever you have left into some legitimate business opportunities that allow you to pay at least the interests of what you own and, while you scale, start paying back the capital.

We all have done stupid shit before dude, it´s part of life!

Get over it, get it together, learn from it, focus on finding the best possible solution and move on.
 
it's just real life. almost everyone that i know have that kind of experience.
use it as reminder, why the investment failed? what make you so sure before??
You should make sure the reward vs risk. and you are capable to take care the risk, before starting anything.
 
I'm sitting here wondering who loaned over 5 thousand dollars to a 15 year old? But yea it shouldn't take longer than a month to pay that off just get a job at McDonalds or something. Its a good thing you don't owe the full amount at this point.
 
Hello everyone, i hope y'all doing well, i just wanted to get this of my chest

I had made a stupid decision to invest in stuff using other people's money.

I am still 15 years old, and i feel like such a fool

I had lent 4600€ from people and used all that in a investment i really trusted. So what happened, i lost around 800€ and now i have to repay that, i feel like such a fool, and so fucking stupid dumb and everything, how could i think it was smart to do when im fucking 15 years old, i thought too much of myself.

So now i worked myself into some stupid shit. And i just cant get over the stress its giving me. I have to repay 800€, i already put all the things in my house that seemed unnecessary for sale(entertainment stuff) so now i only need to repay like 300-500€ but still how am i going too do this.


How could i even be such a dumb idiot to get into this in the first place. Man i just cannot explain this feeling, its just all my fault

I just wanted to get this off my chest, cause i am so worthless.

I wish everyone a good day, and please never make any mistakes like i did.

If anybody has any tips for me or just advice to help me out, or give me life lessons please contact me on or BHW

Well, as Bleak as it may seem for you at the moment, there is quite is silver lining for you in this situation, if you choose to redirect your attention there.

1) €800 is not an insurmountable amount of money. It may seem overwhelming at the moment, but if you put one foot in front of the other resolving this, you will have it repaid before you know it.

2) to piggyback on my previous point, although is not amenable amount of money, it is enough to hurt a little bit. These are growing pains, making mistakes and doing the footwork to correct them is what "growing up" or "adulting" is all about. Keep up this attitude and you will progress beautifully

3) your ability and and willingness to accept responsibility for your actions, in a public forum, are very telling about your character and moral compass, as well as level of maturity in the most positive possible way. That is, assuming you that your actions IRL align with your words here. ( I have no reason to believe that they don't oh, I have a rather finely-tuned crap detector and I don't detect any crap in that post). Maintain that moral compass, that is indicative of class. By class, I don't mean money - money doesn't buy class nor does class cost anything, it's a way you carry yourself - and the classiest thing you can do at this moment is to follow through with setting right that wrong.

4) in your post, what I did not hear was blame shifting or " boohoo I'm a victim" - that takes a certain level of maturity, integrity and that unfortunately, many adults never reach. I can't tell you how many 40 year olds I know who, if in your shoes, would somehow fail to see where they were wrong, downplay it, turn it into how they were victimized, an attempt to evade responsibility for repayment by deferring it to whoever it was that you invested with.

In short, you are far from stupid, you are growing up, learning lessons, going through some of life's "tests" that we all get presented with, and doing much better than you probably think.

Chin up, one foot in front of the other, continue walking through this like a man.

I'm proud of you
 
so much positivity in here, thanks everyone, y'all really helping me develop as a person.
 
I'm sitting here wondering who loaned over 5 thousand dollars to a 15 year old? But yea it shouldn't take longer than a month to pay that off just get a job at McDonalds or something. Its a good thing you don't owe the full amount at this point.
A 5k/mo McDonalds job lmao.

Edit: oh, it's only 800.
 
I'm sitting here wondering who loaned over 5 thousand dollars to a 15 year old? But yea it shouldn't take longer than a month to pay that off just get a job at McDonalds or something. Its a good thing you don't owe the full amount at this point.
Hey.. He is only 15 years old.. He is too young to be employed at McD Duh!!
 
Pretty much all new investors lose money in the beginning. Just gotta figure out the right strategy for you.
 
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