I fucked up...

Hello everyone, i hope y'all doing well, i just wanted to get this of my chest

I had made a stupid decision to invest in stuff using other people's money.

I am still 15 years old, and i feel like such a fool

I had lent 4600€ from people and used all that in a investment i really trusted. So what happened, i lost around 800€ and now i have to repay that, i feel like such a fool, and so fucking stupid dumb and everything, how could i think it was smart to do when im fucking 15 years old, i thought too much of myself.

So now i worked myself into some stupid shit. And i just cant get over the stress its giving me. I have to repay 800€, i already put all the things in my house that seemed unnecessary for sale(entertainment stuff) so now i only need to repay like 300-500€ but still how am i going too do this.


How could i even be such a dumb idiot to get into this in the first place. Man i just cannot explain this feeling, its just all my fault

I just wanted to get this off my chest, cause i am so worthless.

I wish everyone a good day, and please never make any mistakes like i did.

If anybody has any tips for me or just advice to help me out, or give me life lessons please contact me on or BHW

You are not dumb, trust me, you are just young.
Yes i thought i could be a millionare at your age too. So dont worry and be happy bc, i could have gone worse. Try to earn some money with little to no investestment.
One tip for u is : only invest the money you can afford to lose.

You should understand the main thing about our life - none of us is immune to mistakes. If you did a mistake - you don't have to waste time on regrets, you should think about how to solve the problem. Anyway, all of us are making mistakes and if you'll solve the problem, you should know, that you've got the experience and you won't make the same mistake in the future.

The experience came from bad experiences Don't Lose Hope, just Carry on

ziko12345 said:

You are not dumb, trust me, you are just young.
Yes i thought i could be a millionare at your age too. So dont worry and be happy bc, i could have gone worse. Try to earn some money with little to no investestment.
One tip for u is : only invest the money you can afford to lose.

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Thank you man
My mistake was not looking at the consequences, that is what i should have done. Thanks for your support and tips.

bro ive lent 20k to family and the only thing i got back in return is being in debt to dangerous and shady people. i hope you can work through it. dont forget you got friends and family. im still working through these issues myself and i hope you work through yours as well.

Digram said:

You should understand the main thing about our life - none of us is immune to mistakes. If you did a mistake - you don't have to waste time on regrets, you should think about how to solve the problem. Anyway, all of us are making mistakes and if you'll solve the problem, you should know, that you've got the experience and you won't make the same mistake in the future.

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You are right, i should look at it from a positive way also, but i still take full responsibility for getting myself into this situation. I will definitely not make any mistakes as this one again. Thanks for the support and tips.

Trial and error is an important process in everyone's life, only by making mistakes you learn.
Don't let it get down to you, go to some place quiet and relax a few days and then come back with a plan

M Bilal Rana said:

The experience came from bad experiences Don't Lose Hope, just Carry on

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Thank you man, i hope you are doing well!

Better to learn from mistakes at this age than later. Remember this before you get a credit card at 18 haha. All of us have made mistakes.

And you only lost 800! That's a success in this world.

Best of luck to you bud.

tambay69 said:

bro ive lent 20k to family and the only thing i got back in return is being in debt to dangerous and shady people. i hope you can work through it. dont forget you got friends and family. im still working through these issues myself and i hope you work through yours as well.

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Man i wish i could help you, please contact me if there is anything i can do to help you out. Cause i understand your situation. Thanks for your support also man. But i am serious I would seriously help you out if you need it. Contact me

nSnoopy said:

Trial and error is an important process in everyone's life, only by making mistakes you learn.
Don't let it get down to you, go to some place quiet and relax a few days and then come back with a plan

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My father told me the same thing he always said

" Why do we fall?, To stand back up." When i was young i didn't really think about that quote, but now i understand

I am thinking of many plans, thank you for your support, hope your day is going well friend.

I hope you learn the lesson. Don't lent money from other people in order to invest it. Invest only as much money as you are willing to lose.

Blaming yourself doesn't help the situation. Better ask yourself "how can I fix this problem?". A statement closes the mind, a question opens the mind.

Next I would recommend you to read the book: "The richest man of Babylon". It will help you a lot.

Infinitee said:

You are right, i should look at it from a positive way also, but i still take full responsibility for getting myself into this situation. I will definitely not make any mistakes as this one again. Thanks for the support and tips.

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Always glad to help! Also, buddy, it's correct that you're feeling responsibility, but it doesn't mean that you're a bad person. I have made a lot of mistakes, but now I know, that I should be sure, before taking any action. Keep smiling!

I guess its time to tell your parents. Mistakes were made thats why we learn from them and never do them again

All of us go through those things, kiddo. You aren't dumb or stupid, you just are young- and guess what?

All of us learn through experiences. Even I've blown away over 10k in foolish investments yet made much more than that through other things and hustling- just because I never gave up.

Consider this as one of those things and make sure to not do something like this the next time. Especially DON'T borrow other people's money and invest in something risky.

It's all fine if the money is yours, but not others', since it would leave a bad impression of yours and they won't lend it to you next time when you are in utmost need. Remember the child and the wolf story?

Also, stop buying unnecessary stuff when you have money otherwise you'll need to sell necessary stuff when you go broke.

What you can do here for instant cash is, flip things. Buy for short, sell for large. Go for garage sells. Go for eBay deals. Go for craiglist free stuff. Things can get sold in an hour from posting.

Check the "making money" section here on BHW itself since there are so many small techniques from which you can earn big.

Follow other people's journeys and see what they are doing- what are they earning from- and simply replicate the process through their content posts. If it looks tough, learn from them personally.

And for start, follow Garyvee. You need some fiery motivation in life so you won't sulk over how stupid you are, and instead, start hustling again.

Once again, you aren't worthless- Give it a while and you'll awaken the warrior within you, eventually.

bionic said:

Better to learn from mistakes at this age than later. Remember this before you get a credit card at 18 haha. All of us have made mistakes.

And you only lost 800! That's a success in this world.

Best of luck to you bud.

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Thank you bionic. I need to look at it from a different perspective. Also Thanks for taking the time to help out random strangers, we need more people like you in this world bro.

You are not dumb at all. I would say that you are much smarter than other 95% of your age kids, because you already thinking about money, you already trying to find ways how to earn money when most of the kids of your age just playing video games and posting dumb stuff to their tik tok accounts. It's just one of your mistakes in your life and trust me, there will be many more. But the best thing about it that we are learning from our mistakes. Yesterday I watched one of my favorite movies "Batman begins" and one of the quotes from that movie is perfect for you: “Why do we fall? So we can learn to pick ourselves back up.”. Good luck bro.

Lesson 1 : Don't invest other people's money
And Keep going I started also from your age

Infinitee said:

Man i wish i could help you, please contact me if there is anything i can do to help you out. Cause i understand your situation. Thanks for your support also man. But i am serious I would seriously help you out if you need it. Contact me

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nah its fine bro, ive managed to find ways in a deus ex machina fashion (because of fam) to solve those debts but the experiences still kind of haunt me and i still lost the money lol. right now just keep doing you and learning. youre still young bro again i hope you can work your way through it. its all a process and i hope you develop a thick skin because of this not in a moral sense but in a sense you can get through shit when shit hits the fan; its a skill for sure.