Payment Processor Gateway Needed For Supplement Website Banned from PayPal, Stripe

[Shabzy]

Hello guys,

So this is my journey with PayPal, I used to have a personal PayPal account a couple of years ago which was running fine. I made another personal PayPal account and received a gift payment through this (like an idiot). This lead to my original account and my second account being limited by PayPal. I rang them on numerous occasions with no success. I managed to get my money out of there by complaining to the financial ombudsman in the UK (a BBB alternative). They released my money quicker than the 180 days. I used my friends' account to sell products but they also became limited for being linked to mine.

After all these issues, I clued up a little and got my friend to make a business account in addition to his personal account. I was careful with this account and got a new phone etc to use it. After a while, I used this account freely without any issue. I was selling on ebay and had my own website selling sneaker accessories. I had no issues except for the odd refunds etc.

I made a new website selling research chemicals/pharma products and added the email from this domain to my paypal so I can accept payments through it i.e. [email protected] For a good year, I was receiving money for these pharma products through this paypal and there didn't seem to be an issue.

A couple of days ago, I receive an email from PayPal saying that my account has been permanently limited and that all references to paypal should be removed. I rang customer services and they told me to email [email protected] and that they have no clue on why my account was limited. I have emailed aup but they sent an automated reply saying that the account with not be reinstated.

Looking at the acceptable use policy of paypal, the products I sell are not necessarily restricted i.e. they're uncontrolled substances in the UK, not steroids, not drugs etc.

I have now emailed them multiple times asking for an explanation and have also made a formal complaint to the financial ombudsman service.

I now have no payment methods to sell products on my website and have no paypal etc. When I tried to add stripe, it was almost instantly rejected. I have added payment through bitcoin and bank transfer but customers do not like using these methods. I cannot sell items on ebay or through my other website selling accessories as the paypal has been banned.

My business is not registered currently so I have no company number which it seems like a lot of payment processors require. This was not required from stripe, square, paypal etc.

Is there another payment gateway I can use for my woocommerce website which is similar to paypal where the sign up doesn't require these details?

 

[augustwu]

have you tried bluesnap?

 

[c4labs]

Hi,
where is based your business? (do you have a legal entity)
where do you mainly sell? (which country)

 

[Shabzy]

have you tried bluesnap?

I looked at bluesnap but similar to other processors, they want a company number.

I need something similar to PayPal, square, stripe in this instance. I mainly sell in the UK, Europe and US.

Hi,
where is based your business? (do you have a legal entity)
where do you mainly sell? (which country)

It's not registered as a legal entity at the moment but its in the works.

 

[sunnybay]

Have you headed about Bitcoin?

 

[Shabzy]

Have you headed about Bitcoin?

I have bitcoin payment added via coinbase commerce.

 

[Shabzy]

Is there a way in which I can cloak the transactions somehow? I was thinking of setting up another website selling basic supplements and redirect to that site on checkout.

Can use like a third party plugin which prevents or changes data going to paypal & stripe upon sale?

 

[Nijaa]

Is there a way in which I can cloak the transactions somehow? I was thinking of setting up another website selling basic supplements and redirect to that site on checkout.

Can use like a third party plugin which prevents or changes data going to paypal & stripe upon sale?

Yup you can use a cloaking plugin for that

 

[seoworld983]

Is there a way in which I can cloak the transactions somehow? I was thinking of setting up another website selling basic supplements and redirect to that site on checkout.

Can use like a third party plugin which prevents or changes data going to paypal & stripe upon sale?

That's the good idea. redirect it to new site at checkout.

 

[YellowBush]

I have bitcoin payment added via coinbase commerce.

This is terrible idea, I would probably use an open source solution so you can control the wallet and have full custody.

In addition, in your case, I would establish a new business with a nominee and setup Paypal and Stripe again and use a reliable cloaking provider. As long as you warm up your accounts and manage the flow properly, you can keep this going for time.

 

[theeyeinside]

You cannot ask for this kind of advice unless you state -

Where are you located

Where is your bank located

You are registering a company ? Where ?

Register a cheap USA company in Wyoming (Northwest Agent)

Use Wise or an online bank for your business bank account

Use Authorize.net as a payment processor and sweep the money to your business account

You can never trust paypal for anything

Sincerely,

The Eye

 

[Shabzy]

You cannot ask for this kind of advice unless you state -

Where are you located

Where is your bank located

You are registering a company ? Where ?

Register a cheap USA company in Wyoming (Northwest Agent)

Use Wise or an online bank for your business bank account

Use Authorize.net as a payment processor and sweep the money to your business account

You can never trust paypal for anything

Sincerely,

The Eye

This is a pretty old thread, no longer running the business.

Weren't a lot of options back then haha