Long-term solution

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Hey brothers, been super stressed out lately.

I run an online store in a pretty niche/grey-market category (won’t go into details, but think along the lines of supplements, etc.).

I was using PayPal for about a year, things were fine when sales were lower. But after I started averaging around $30k/month, they froze my account and held my funds.
I then switched to Stripe, but they froze my account after awhile too.

Basically, after Paypal and Stripe froze my account, I have been scrambling to find another gateway to keep up with order fulfillment.

I'm doing the good old dropshipping model, hence I'm posting this here.

Has anyone had luck with any payment providers that are more flexible or specialized in high-risk products? Ultimately, a long-term solution is what I need.

I’d really appreciate any recommendations—this has become a major roadblock for me.
 
Managed to look into Peerwallet from reading other threads, but the fees seems exorbitant. Only option now I guess.

Still checking if there are others who could guide me to other solutions with lower fees.
 
Hey brothers, been super stressed out lately.

I run an online store in a pretty niche/grey-market category (won’t go into details, but think along the lines of supplements, etc.).

I was using PayPal for about a year, things were fine when sales were lower. But after I started averaging around $30k/month, they froze my account and held my funds.
I then switched to Stripe, but they froze my account after awhile too.

Basically, after Paypal and Stripe froze my account, I have been scrambling to find another gateway to keep up with order fulfillment.

I'm doing the good old dropshipping model, hence I'm posting this here.

Has anyone had luck with any payment providers that are more flexible or specialized in high-risk products? Ultimately, a long-term solution is what I need.

I’d really appreciate any recommendations—this has become a major roadblock for me.
it depends on your business sir for example if no ship then there is no long term it's just new account every time you get reported too much and profit will be more than cost ofc
 
You could look into Stripe / PayPal cloaking.
Hey brother, I’ve been reading more into this. Really still not sure how it works.

Am I supposed to create another site for the ‘cloaking’ method?
 
If your offer is solid but keeps getting flagged, cloaking might actually help - not the shady kind, but structured filtering that shows Stripe/PayPal a clean version while keeping the real funnel hidden.
The key is pairing it with a clean entity and stable payment flow. Worth looking into if you're aiming for something that lasts.
 
If your offer is solid but keeps getting flagged, cloaking might actually help - not the shady kind, but structured filtering that shows Stripe/PayPal a clean version while keeping the real funnel hidden.
The key is pairing it with a clean entity and stable payment flow. Worth looking into if you're aiming for something that lasts.
Hey brother, I’m currently about to do this cloaking method.

Will post more updates here on how it goes. Thank you for your solid advice!
 
Update: Thanks to those who assisted with their much-needed advices. Been quietly testing a cloaking service since yesterday, all is good so far..

Next step would be to receive the payout
 
You can either try cloaking, or you can check out PayOP, I have used some a while back, not sure how they are right now - but they do accept high risk businesses.
 
You can either try cloaking, or you can check out PayOP, I have used some a while back, not sure how they are right now - but they do accept high risk businesses.
Currently doing this at the moment.. I opted for a cloaking service that uses paypal accounts, though.

It’s going to pay me out via crypto after 7 days since the first transaction, so about 5+ days left til I receive the first pay out.

Anyways, suppose I finally receive my first payout, I’d still have to test its stability in the long run lol
 
Currently doing this at the moment.. I opted for a cloaking service that uses paypal accounts, though.

It’s going to pay me out via crypto after 7 days since the first transaction, so about 5+ days left til I receive the first pay out.

Anyways, suppose I finally receive my first payout, I’d still have to test its stability in the long run lol

I would recommend using Stripe instead; PayPal randomly bans accounts without giving any reason, and instead of relying on a third party, hire a developer and get it custom-made.
 
I would recommend using Stripe instead; PayPal randomly bans accounts without giving any reason, and instead of relying on a third party, hire a developer and get it custom-made.
Thanks for your recommendation.

If I hire a developer and get it custom made, does that mean I’ll have to get the stripe accounts myself?
 
Thanks for your recommendation.

If I hire a developer and get it custom made, does that mean I’ll have to get the stripe accounts myself?
It’s a long process, you either create an account yourself and warm it up over time, or buy an aged one. Just be careful though, there are a lot of shady providers out there
 
Thanks for your recommendation.

If I hire a developer and get it custom made, does that mean I’ll have to get the stripe accounts myself?

Yes, at least you will have a surety that your money is safe and it is in your hands. Because it is very hard to find reliable providers.
 
It’s a long process, you either create an account yourself and warm it up over time, or buy an aged one. Just be careful though, there are a lot of shady providers out there
I suppose buying an aged one is the way to go.. but is there any way these providers can take the account back? Or perhaps, from what I’ve been seeing, buying accounts has that legal risks involved - how could you know whether an aged account is legally obtained or created?

Yes, at least you will have a surety that your money is safe and it is in your hands. Because it is very hard to find reliable providers.
Brother, you are right. I can’t help but to feel a little anxious waiting for the first pay out, to be frank.

But I believe I made the right decision, wish me luck haha
 
Update: been receiving constant in-flow data, which is expertly managed and integrated with my online store.

In terms of check out and payment conversion rates, no significant drops I can see
 
Resolved: Just received first payout!

Thanks to everyone for the recommendations and knowledge they shared since I shared this payment troubles of mine haha.. I can finally breathe.
Ultimately, title of the thread is 'long-term solution'... I hope I don't have to try another service :D
 
It’s a long process, you either create an account yourself and warm it up over time, or buy an aged one. Just be careful though, there are a lot of shady providers out there
Do you have contacts who can supply that?
 
Resolved: Just received first payout!

Thanks to everyone for the recommendations and knowledge they shared since I shared this payment troubles of mine haha.. I can finally breathe.
Ultimately, title of the thread is 'long-term solution'... I hope I don't have to try another service :D
Could you share the solution you found?

Would be interested in implementing even more solutions to my CRM which also had multiple Stripe accounts taken down.
 
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