PAYPAL DEBT! DEBT COLLECTOR! NEED HELP

[BrettM_]

Ask your mom for the money and tell her to not get you a Christmas present.

 

[Enigma32]

I hope your Father finds out... it will actually be better for you that he does.

Yeah, the debt can increase based on interest but it is uncollectable, if you are in the USA, since you are a minor.

Debt will not increase because it was not a loan with interest terms specified.

If anything, it shrinks, because you can negotiate the debt.

However, as BassTrackerBoats just said, all you do is tell them that you are a minor and to cease all contact with you. Debt collectors can not harrass you unless you allow them to.

 

[QuinBale]

Debt will not increase because it was not a loan with interest terms specified.

If anything, it shrinks, because you can negotiate the debt.

However, as BassTrackerBoats just said, all you do is tell them that you are a minor and to cease all contact with you. Debt collectors can not harrass you unless you allow them to.

How do I even allow the debt collectors to harass me? And who do I tell that I'm a minor? Paypal or the debt collectors?

 

[ezrix]

It's a young pplz expression
"Its all gucci"
E.g. Its was all cool

We are getting older...

Haha.. I get confused how Gucci become digital product.. Now I understand..

 

[Enigma32]

How do I even allow the debt collectors to harass me? And who do I tell that I'm a minor? Paypal or the debt collectors?

99% of the time its already off the books, and its not paypal that you owe anymore.

Ok, lets ELI5:

I'm paypal. You owe me $300. When I call you to ask for it back, you hang up. Hell, I've seen you in the grocery store and you turned and ran away.

I have better shit to do. Fuck this shit.

Johnny Debt-Collector down the street stops by and says hey, he's got nothing but time and doesn't mind calling people and harrassing them all day long.

Cool. I got 9 other guys like this that owe me $300 and they ain't paying shit. That's $3000. I'll sell it to you for $300. Done deal.

Now, you don't owe me SHIT. I sold off that right to Johnny. He's the one contacting you saying "hey, you owe mr paypal there some money. I'm here to collect it." In reality he paid $30 for that debt, so he's happy if he can collect even $100 from you. Obviously, he wants all he can get, so he's gonna start by asking aggressively for all $300.

As for what I mean by they can't harass you unless you allow them? Here in the USA, assuming that is where you are, they must stop contacting you if you ask them to. Simple as that. But most people "allow them to" by dodging their calls instead of simply picking up, recording the call, and telling them you do not consent to any more calls. I say record it because if they violate your request, you can sue THEM for money.

 

[Enigma32]

Just adding: those laws exist for good reasons. Debt collectors would call people at work and school to embarrass them into paying. Sometimes lose their job. Not "gucci" at all. That's why its now not legal.

 

[QuinBale]

B

Just adding: those laws exist for good reasons. Debt collectors would call people at work and school to embarrass them into paying. Sometimes lose their job. Not "gucci" at all. That's why its now not legal.

but they aren't calling me. They just sent a letter for the first time. How do i stop them from sending letters?

 

[KHer0]

Emm, although I believe because of the OP attitude, this thread is going nowhere... From what I see, he just wants anyone to pay it from him as this a marketing forum and people are earning good. 216$ is nothing for people in BHW

Anyway, @OP, why don't you work for 3 days in pizzahut and pay them off ! From what I know, it's very normal for people in ur age to do that, and you get like 8 - 12$/hour !!

 

[kittykut]

Emm, although I believe because of the OP attitude, this thread is going nowhere... From what I see, he just wants anyone to pay it from him as this a marketing forum and people are earning good. 216$ is nothing for people in BHW

Anyway, @OP, why don't you work for 3 days in pizzahut and pay them off ! From what I know, it's very normal for people in ur age to do that, and you get like 8 - 12$/hour !!

U cant work at 14 in the US so how would that be normal

 

[QuinBale]

Emm, although I believe because of the OP attitude, this thread is going nowhere... From what I see, he just wants anyone to pay it from him as this a marketing forum and people are earning good. 216$ is nothing for people in BHW

Anyway, @OP, why don't you work for 3 days in pizzahut and pay them off ! From what I know, it's very normal for people in ur age to do that, and you get like 8 - 12$/hour !!

Im 14...

 

[Enigma32]

U cant work at 14 in the US so how would that be normal

Yes, you can. There are limitations. I think most states would say no to a 14 year old manning the oven, but he certainly can run the dishwasher.

I had more legal income at 14 than some deadbeat adults do now.

B

but they aren't calling me. They just sent a letter for the first time. How do i stop them from sending letters?

I already spelled it out kid. I give leeway for being a kid, but not for being stupid.

Tell them to cease contact with you.

Otherwise, get a job, and pay your debt.

 

[living2xl]

I suppose you could deliver newspapers
Did that when I was younger than you, wasn't that bad + it'll teach you not to get in this mess again

 

[Jiung]

What I do (I'm 16 btw) is accept all my payments from those I don't trust (majority of people who are buying on BHW) to a stealth account that isn't connected to me. I then use that PP to funnel it into my main PayPal account. Sure, PP may do an investigation to attempt to recover that money, but if they sell it to a debt agency, they shouldn't be able to find the money unless Paypal helps them. I haven't had a dispute so far on my stealth account, but this is what I do, just in case.

 

[kittykut]

Yes, you can. There are limitations. I think most states would say no to a 14 year old manning the oven, but he certainly can run the dishwasher.

I had more legal income at 14 than some deadbeat adults do now.



I already spelled it out kid. I give leeway for being a kid, but not for being stupid.

Tell them to cease contact with you.

Otherwise, get a job, and pay your debt.

nobody hires a 14 year old.. ever

 

[kittykut]

I suppose you could deliver newspapers
Did that when I was younger than you, wasn't that bad + it'll teach you not to get in this mess again

newspaper?
is that still a thing anymore?

 

[mickyfu]

nobody hires a 14 year old.. ever

I know somebody that would.

 

[kittykut]

I know somebody that would.

Charles Floate SEO?

 

[QuinBale]

I hope your Father finds out... it will actually be better for you that he does.

Yeah, the debt can increase based on interest but it is uncollectable, if you are in the USA, since you are a minor.

I still need help. Who do i tell that I'm a minor and that they should stop sending me letters?

 

[Enigma32]

I still need help. Who do i tell that I'm a minor and that they should stop sending me letters?

The people that are sending you letters.

 

[nirose]

Firstly why not be upfront to your dad about it than waiting till he finds out somehow. And the latter will be much worse. How many days are you going to wait and try to hide the letters? You tried to make some money and were frauded, that's a lesson. Hopefully your dad understands you were being honest.

Also tell them they cannot collect it since you're not old enough and to ignore the letters as others suggested.