Pet insurance is a ripoff

RoiBox said:

Never had any insurance on my dogs or cats, it is a gamble. But people tend to have insurance for some peace of mind same as they have to large insurances than they often need on their homes, cars, boats and so on. It is all up to how you value your peace of mind.

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MoonStarz said:

but when is time to use it, it doesn't work at all,

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Mrnewbie said:

as my cat is getting older

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proxygo said:

i paid £700 for my German shepherds 5th year insurance
covers upto £15000 a year vets fees.
and they cover pre existing condition

Breed type: Pedigree
Breed: German Shepherd
Gender: Female
Paid £700
Microchipped: Yes
Spayed: Yes
Vet fee cover per year: £15,000
Excess per condition per year: £200
Bill share: 10%

if we insure our self, then we insure our animals

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pennyweight said:

Whoever is doing a Pet Insurance needs Insurance for his Brain XD

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1SEOWarrior said:

Besides human insurance, do you believe that it will help you in the long run.

While reading BI article regarding this, I found that one of the insurance taker is quoting,

"We thought it would save us money in the long run if we got it, but then they would refute claims and say, 'Well, this could have been a preexisting condition,' and preexisting conditions aren't covered," Papini said. "You need extra vet paperwork to back up that it wasn't. And so then you just get to a point where you're jumping through so many hoops."

SO, Are you interested in pet insurance? (As I know there are lots of pet lovers here in BHW) Did you try it before, if so, then please share your experiences, was it good or bad?

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