Okay so I need an alternative to PayPal which will let me receive payments without the customer needing an account, just their credit card. I know there are a few online payment companies out there so i'm looking for the one with the cheapest rates and one which provides me with some anonymity as oppose to PayPal which gives your full name and address to the customer after payment. It would also be very beneficial if the customer couldn't make a 'chargeback' or get a refund like on PayPal which is very bias and sways towards the customer. Also, i'm not very experienced with this genre as I have always just used PayPal and never needed to complicate things with another solution, so I would appreciate if you could explain to me how I can use your recommended online payment service to receive payments from customers without them needing an account, would I need to add a gateway to a website? Would there be an easier way? Thanks in advance for any help guys!