Need some guidance working with affiliates

Hi! I have a three really nice websites in the field of Insurance, Loans and Mortgages. I don't want to work again with AdSense, and I want to work directly with Affiliates via advertising banners, links and especially with landing pages that gather leads.
I really need some guidance here: I tried contacting dozens of affiliate program in Insurance companies in the US, UK and Australia. But none of them where willing to work with me? most of them didn't even reply.

Do you have any recommendation on nice affiliate programs I can try with of Insurance, Loans or Mortgages? I have a great site, campaign and a landing page to gather high quality leads. I just need good reliable affiliates to work with.
Thank so much! I'm really scratching my head for months now and hoping to get some good tips J

There are tons of CPA programs offering Insurance , loans offer. Try with maxbounty, they offering some good PPL, PPS.

Unless you have a fair amount of traffic, you are not going to get a lot of response... smartboyhere (hence they call him Smart Boy!) is spot on... go to a CPA entity, CJ, CB or someone like that and use their middleman skills.

Affiliates come and go, try setting up an email marketing campaign and get people to sign up to communication groups and simply cross-promote within other lists and setup some streamline to add affiliates to your downline by publishing lists to other relevant boards to alleviate the hassle of selling yourself, but of others rather.