PayPal is so under pressure by governments, that they have joined the bank industry standards as any other bank.
Using PayPal nowadays feels so vintage as using a wire transfer.
I remember back in the day, before 2010, asking some people to pay through paypal was an odyssey. And now there are people that won't be willing to pay, unless they do it through paypal
It's so bizarre that some people very advanced technologically, only want to pay via PayPal because they wrongly feel their ass covered (happened to me on this forum!). And I cannot remember the times I have been scammed through PayPal without the option of recovering my money. Last time was through a very famous Wordpress plugin called Swift Performance
Personally, I'm a huge fan of USDT/Binance Pay for micropayments, and I'm currently testing Wise for full PP replacement. For credit card, Stripe all the way.
Currently I also have 1 Paypal account blocked and my history is the same as yours, more than a decade using my account on a huge regular basis. I had to send all my docs to re-enable it. It dropped 3 or 4 subscriptions like Netflix because I did not see it on time (I disregarded, thinking that it was an update of PP policies like they regularly send).
The only thing I'm missing from non-paypal services, is a great "Pay Now" checkout button like PayPal offers, that doesn't end in a rabbit hole and feels comfortable for buyers. As it happened to me years go with the wire transfers, now it feels very scary to simply remove the PayPal button option.