Adwords Suspended Account, Need Solution/Advice

I have used same card before on 5 different ADW :) I did however always use the same information (at least for billing).
 
I wasn't cloaking on the account but now I read a lot on the forum on this concept and thought this would be the best board to post this on.

Would you say that it's still possible for me to setup a 2nd account and use my same card that I used for the previous account? If not then what should I do instead?

On my new account I will then start cloaking

What should I do to solve my issue?
Why not get a new card ? It takes just an online request in my country.
 
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