Hi . I am from Bangladesh . Is it possible to open a real valid US checking account with ZERO initial deposits and no minimum monthly balance maintenance requirements ? Is it possible if I just have an EIN number ? I tried with Payoneer , but my application is declined many times though I have given them every bit of info about me precisely and even showed them proof why I need the USPS service, but alas :mad1::mad1::mad1::mad1: . By the way , the reason why I need the US bank account is that I can`t open Google Wallet Merchant account from Bangladesh and I am thinking about this method cuz all my earnings will be directly deposited in the US account and I may be able to transfer the funds to my local bank account by SWIFT or wire transfer or even using a debit card for worldwide ATM withdrawal .