Rest Only GOD and Google can predict the future of your account.
Media.net just accepted my appliaction. I'll just post regular updates in this thread if anyones curious what their paying compared to adsense.
I would not disable the ads but I would make sure not to do anything risky until you get the 35K out.
And in the future accept those monthly withdrawals and do not keep so much money in your Adsense account.