Hi, A couple weeks ago a paypal dispute was opened against me after I had completed a service for someone. It's currently in a negative balance of £600 as I somehow lost the dispute even though I gave them all the chatlog evidence. Basically, the dispute was opened against me so that the customer could try and get his money back, I haven't done anything wrong. He managed to win the dispute because he claimed that it wasn't him that sent the payment and also the payment that he had sent was sent as a 'personal payment' which somehow effects how Paypal deals with this. The guy from Paypal called me and said something about it being a personal payment which resulted in it looking suspicious and that the guys bank gave him bank his money therefore they've put my account in a negative balance? i'm quite confused. they said that it may go furrther if i don't pay, but on the phone he also said that personal payments are not protected by paypal..so i'm just wonering how exactly will this go further? I've called them up a countless amount of times to complain but it's not helping. I want to know what's the worst that could possibly happen? thanks in advance.