PayPal negative $9800 advise

kelevra666 said:

MegStarHorse​

Really, they don't want to negotiate?

Regarding your question, since it's not under your name I highly doubt that they can freeze your cash and since it's a reloadable card.

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Thank you. That was kind of my thought also. Although the releasable card does have my name on the from. It’s just a prepaid Visa card in the end. Seems like a safe place to get paid to protect my money while I ultimately try and work something out with the agency in the end. I’m honestly thankful for Texas laws. All my items are protected. And pay cannot be garnished from employer, but bank can be frozen. So I’m im trying to protect my money at that point. Then once the creditor realizes they can’t get anything, I’m hoping they will accept a payment plan ‍

kelevra666 said:

MegStarHorse​

Really, they don't want to negotiate?

Regarding your question, since it's not under your name I highly doubt that they can freeze your cash and since it's a reloadable card.

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Also about the negotiate. No they won’t. They even locked my account now and I cannot get in it.

MegStarHorse said:

Yes I’m in the USA. Texas to be exact and our laws are very protective of people. I don’t own a home or anything they could even come after if they wanted to….. but what is the general though PayPal does on amounts of this size? Please and thank you.

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... and this is your problem xD
In Europe they can do nothing, except sending some debt agency(without any privileges), you can tell them to fc%@
In the USA they can charge your bank account and send real executioners.

delete ur paypal account

Suck for you to live in the USA, I think they have more control over this kind of situation there. If here, they probably just wait for a while before closing the account entirely to cover tracks of that negative balance.

I cannot understand what happened tho, how do you refund them with having no balance in either your PayPal account or credit/debit card? We cannot issue refund until negative balance in the first place. Unless it was a dispute/chargeback.

I am sure life happens, but shouldn’t you have insured your goods? Especially if it’s high-ticket items like this. It just does not make sense. If your profit margin is good and your buy cost is good, isn’t it make more sense to just buy again the items ordered and issue a delay in delivery instead of refunding everyone ultimately losing your buy cost + potential profit?

Also what happened to the damaged goods now? Are they completely worthless now? Can it be somehow repaired or returned to your seller for a replacement? Or at least a small compensation to help you with your PayPal issue.

It has been 4 months since this happened, a lot of things could have been done during this time, did you make any progress at all?

Bish said:

delete ur paypal account

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lol wat

To have your account in debt can harm you longterm. For example banks are less likely to hand out loans. And you eventually get noted as insolvent.
So be careful with this. Only way out is stacking the money I believe. Had the same issue when a client scammed me for €2k right before christmas.
I had to walk through several calls with paypal and got refunded 200€... haha. SOOO in the end PayPal's advice was to deposit the money asap, yap lol.

Just a small update. Still have not heard from PayPal or any debt collector.

MegStarHorse said:

Just a small update. Still have not heard from PayPal or any debt collector.

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i told ya

Wait, why to rush ?


It's been a long time already.

It's so sad.

have the same problem , no call from PayPal

I’m just gonna update time to time. No contact yet still. Best I can tell I withdrew the funds in March 2022. The chargebacks put the account in negative between April and May. Last time I was allowed to login was June 2022. So it’s coming up close to two years now. ‍

MegStarHorse said:

Saya hanya akan memperbaruinya dari waktu ke waktu. Masih belum ada kontak. Yang terbaik yang bisa saya katakan adalah saya menarik dana tersebut pada bulan Maret 2022. Tagihan balik tersebut membuat akun menjadi negatif antara bulan April dan Mei. Terakhir kali saya diizinkan masuk adalah pada bulan Juni 2022. Jadi, sudah hampir dua tahun sekarang. ‍

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Seriously nothing happened to you? I have the same problem. This make me anxiety, if you can proof, that will be make me better. Thank you so much.