Well, it's fairly common, that's why you see buyers here asking for accounts without a 21 day hold on them:
Your payments may be placed on hold in your pending PayPal balance because:
- You’re a new seller with PayPal (whether on or off eBay) - It takes time for new sellers to build up enough history to demonstrate a pattern of positive buyer-seller transactions. By building up a history of positive selling activity, your funds may become available immediately.
- You have a “Below Standard” seller rating on eBay - The percentage of refunds, disputes, and chargebacks compared to sales on your PayPal account are key indicators of seller performance. Having performance issues increases the likelihood of received funds being temporarily unavailable. Working with your customers to prevent disputes and chargebacks will help avoid the delay in availability of funds.
- The payment you received may be considered unusual for your selling pattern - You may be selling higher risk items such as tickets, gift cards, consumer electronics, computers, and travel packages. An unusual sales activity would also show a recent spike in sales, a change in average selling price, or a change in business model or type of item being sold.