Payment processor (gateway) SOLUTION??? Please!

First I want to thank you all for your hard work in this forum.
I have some questions that I struggle 1-2 months.
I need a payment processor. I read all topics about this but not found anything good for me. primarily it is a site based on recurring subscriptions, monthly payment of $ 50 ... my customers will pay me monthly for advice that I offer every day.
I do not want to register a company, if that goes well, of course, I will start a company to pay taxes to the state, etc.

Paypal? With a personal account? Premier account no longer exists, Business account out of the question because I do not have documents proving that I own company. basically, wherever I go I need a business account. 2CO, Payoneer, Paypal so on ... to avoid fraud.
My Paypal account is seven years old. (I want to send them some documents of my identity to verify my account, get rid of suspicions!?)

From what I am I afraid? I'm afraid of receiving some money from people and after 20 transactions Paypal account BLOCKED or limited? ( account banned, money fraud !? ). My business is 100% legal, it relies on consulting. In the first month, I expect 10-15clients in 3-4 months I expect 50 customers in a year I expect 100 clients.

PLEASE help me find a solution...
I am struggling for two months and I do not find a solution.

PM Sent right to your inbox mate!

Thank you but I am looking for some solutions, my Paypal is Personal Account and it is verified, also I can verify it further with additional documents. But I will use my personal account for receiving transactions of 50$ each?
They will be suspicious at more than 5-10 transaction, I am sure... they want to check to not make fraud, money laundry, am I right?

Paypal biz account upgrade does fact-checking these days? I recall doing it with few mouse clicks and give fictitious llc name if you don't have one yet. No uploading of scanned documents or anything like that.
Once you get a few clients you should probably get that taken care of sooner rather than later.

From what I am I afraid? I'm afraid of receiving some money from people and after 20 transactions Paypal account BLOCKED or limited?

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After reading dozens of paypal horror stories they all had 1 thing in common: customer requesting refunds.
Check out stripe.com

Thanks for " stripe.com " are you using them? selling virtual products ( consulting services ) with an unregistered company?

Anyone with this type of business? what kind of accounts you have & payments processors?

fastspring.com allowed me to use their services even if I did not have a legally registred company.

Mediafax said:

fastspring.com allowed me to use their services even if I did not have a legally registred company.

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Thank you! how many transactions do you make and how big they are?

They do check payment right?

They are huge, you can google them. I gave up on my project some time ago But if you want I will show you how I requested to accept me with no company

as a reminder, also 2Checkout agreed to allow me to run whit no company

Mediafax said:

as a reminder, also 2Checkout agreed to allow me to run whit no company

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How can you tell me ? Please

Been searching the mail archive , cant find the fastspring confirmation email , however this is how i did it :
Visited https://fastspring.com/contact-sales/ and wroted nicely what I wanted to do and if possible with no company , the next day I received a email where they confirmed me that it could work. The same message I wroted to 2Checkout and this was their answer
Hello,
Thanks for the note.
That sounds like something that 2Checkout could support.
I would encourage you to submit an application here: www.2checkout.com/signup
Once you have done this, please send me your account number.
Sincerely,
Alex Wynn
Account Executive - 2Checkout

As I used the online form from their website I dont have the exact email that I've sent at that moment. Anyway , it was a software product.

"Business account out of the question because I do not have documents proving that I own company."
You can upgrade to business account and use your personal name instead, worked for me

"I'm afraid of receiving some money from people and after 20 transactions Paypal account BLOCKED or limited?"

That's normal, as long as you use real info. Just resubmit docs they ask and call them. Talking to them on the phone will resolve things faster. There is no way to stop them from limiting account when they see a large in flow funds which is different from past usage. As long as you are legit and do not get a ton of disputes you will be fine

You want to register a local company and you want to call PayPal after you have collected all the docs including your personal docs and have submitted them to PayPal.

Doing that, you will not face any problems unless you scam or fraud your customers! Pretty easy and straight forward process.

RuthSam said:

You want to register a local company and you want to call PayPal after you have collected all the docs including your personal docs and have submitted them to PayPal.

Doing that, you will not face any problems unless you scam or fraud your customers! Pretty easy and straight forward process.

Click to expand...

I don't want to register a local company right now... after 1-2 months I want to register after I got 10-20 clients. The business is 100% legit, no scam no fraud, It based on subscriptions recurrent payment.

Fast Spring accepted without a company 1-2 months or after 20-30 transactions made ...
I have other problems right now:
- WordPress website - Where I have a page with my everyday consultation ... My clients will buy a subscription for 1 month
I don't have any idea how to choose the best method to do the connection between my clients-subscription-content!
content I want it locked, and unlocked after they buy subscription. I guess I need a plugin to do that but neither s2member or other free plugin can integrate with FastSpring.
But I can do somehow manually? with s2member lock the content and manually look for the user who pays my subscription and unlocks content for him?

another idea is to use facebook secret group - add only clients who pay ...
( already have a fan page )

or use both methods - 1.website for presentation and the front store ----2. facebook secret group for posting locked content? ( also once they are in the group they receive notification when I post and this is cool )

If you have any ideas or tutorials I will be grateful!
Thanks in advance for your answers!

You can use your family PayPal.

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