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Need to Accept Credit Card for my SEO Services. Which Processor is Best?

Discussion in 'Black Hat SEO' started by ezedp, Mar 20, 2013.

  1. ezedp

    ezedp Newbie

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    I need to accept credit card payments from my customers for my SEO Services.

    Please provide input and suggestions on which Credit Card Processing company is best to work with in getting approved with a credit card merchant account. It seems as though many processors are placing SEO Services businesses on 'High Risk' merchant accounts due to higher chargebacks they recieve from cardholders.

    I am contacting several processors, but many of them require 'Upfront Rolling Reserves' from 5%-10% on top of my credit card processing rate. For example, i found some processors who will approve me with a merchant account and online payment gateway, but charge me 2.99% on every card transaction i run, AND they will withholds an additional 5%-10% ?rolling serve? fee on my credit card transactions (example: 2.99% rate + 10.00% = 12.99% taken out of every transaction i run). If i have lower than 1-2% chargebacks on my total transactions ran, then they will take me off the rolling reserve and pay back the 5-10% they took on my previous credit card transactions.

    Please send me company information and contact phone #s on companies that are best to work with (especially those that don?t require a ?rolling reserve? on each transaction).

    **I heard that some SEO companies set up merchant accounts and don?t list their business type as an ?SEO services company? to avoid paying these additional rolling reserve fees. If anyone has set up a merchant account this way, and what business type they were approved for, please let me know! Thanks!
     
  2. adeptbob

    adeptbob Regular Member Premium Member

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    Check out quickbooks:

    http://payments.intuit.com/accept_credit_cards_pc/
     
  3. mikeydell

    mikeydell Senior Member

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    Ive also seen alot of people who are going to provide seo services using 2checkout, I personally use a merchant account through our local bank and have never had any issues with limits, reserves etc.
     
  4. thetermy

    thetermy Regular Member

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    Pm me I know a company they specializes in "high risk".
     
  5. RSILeads

    RSILeads Registered Member

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    The rolling reserve you have is normal for "high risk" although if you feel that it is not high risk ESPECIALLY with a 2% charge back rate you should be able to find good processing for it. How exactly are you getting your clients? what are you selling them exactly? 5-10% rolling reserve is good (depending on situation) what is your monthly volume? you can PM for reply here for details....let me know :)
     
  6. str8thustler

    str8thustler Power Member

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    I use freshbooks its great for sending automatic monthy invoices.

    Sent from my SAMSUNG-SGH-I747 using Tapatalk 2
     
  7. aka sam

    aka sam Jr. VIP Jr. VIP Premium Member

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    2checkout , is the one , I can vouch for !
     
  8. Thoughtful

    Thoughtful Registered Member

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    2 checkout
    Squareup works for me and they don't ask many questions ;-)
     
  9. RSILeads

    RSILeads Registered Member

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    what is the volume?ticket price?charge back ratios that are acceptable by 2checkout?
     
  10. synconlinemedia

    synconlinemedia Newbie

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    We offer low and high risk processing, any industry! High risk rates start at 3.5%!
     
  11. ritesh

    ritesh Senior Member

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    2Checkout works fine for me!
     
  12. webwars

    webwars Junior Member

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    How about PayPal? It gives customers an option to pay with their credit/debit cards.
     
  13. DHSellerUK

    DHSellerUK BANNED BANNED

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    As a few others have said - 2checkout, they're awesome and their fraud protection is better than that off PayPal, as well as PayPal being c%$ts and limiting accounts and pulling your money for no reason..
     
  14. zigato

    zigato Jr. VIP Jr. VIP Premium Member

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    Not sure what you mean by high risk, but other than PayPal you can also use Authorize.net.
     
  15. danish.jameel

    danish.jameel Newbie

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    hello i Have a business module it is very easy and safe i am looking for a person with paypal merchant account or any other merchant account where i can process my sales if is there any one want to enroll in my business let me know thanks offer is valid for all
     
  16. skyman123

    skyman123 Newbie

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    Have you looked into Square? I got an account there because a client did not want to use Paypal. You even get a free card reader for your smartphone so clients can swipe their card.