Yesterday, I sold a virtual item worth $1300 dollars to a buyer on Ebay with 100% positive feedback from 68 transactions. He messaged me before purchasing the item to negotiate prices and also after purchasing to talk about delivery. He payed me with a confirmed address and a verified Paypal account. I delivered the virtual item to him and I immediately tried to withdraw money from my unverified Paypal account, since I didn't want to deal with chargebacks, disputes, or scams. So first, I payed off all my ebay fees, then I withdrew $500 in the form of a check, and finally, I tried to send the remaining money to another Paypal account when I received an error message. I called Paypal and they told me that they were holding the remaining funds in place because they suspect "suspicious" activity and said that I should be able to send the money again within 24 hours. Today, I woke up and noticed that Paypal had filed a dipute with me claiming that: "We suspect that this transaction may not have been authorized by the PayPal account holder. We have placed a temporary hold on the funds until the investigation is complete." I called Paypal again, and they basically said that the buyer paid from an unusual address that is not usually where they pay from so they are temporarily holding the money. They added that unless I add a tracking number or get the "real" buyer to confirm my delivery, then I won't be eligible for seller protection and if the buyer replies saying that they did not authorize the transaction or if they don't respond within 10 days, then the $1300 will be returned to the buyer. I'm just wondering a few things: What is seller protection and how effective is it? Do you think that the buyer is trying to scam me or did someone really make an unauthorized payment on his account? What is the best option for me in this situation to try to get my money back? Fast replies and any help would be greatly appreciated! Thanks!