KT240
Newbie
- Jan 4, 2021
- 2
- 0
Does anyone know a less strict merchant account provider/payment processor that will happily process prepaid gift cards without any issues? I tried Stripe, got underwriting review approved, processed a bunch of orders, got payouts, then got shutdown for attempting to use a bad card too many times and processing too much in one day. They sent a email saying it looks like there was unauthorized charges being made but this is completely false. There are no chargebacks and no disputes. I emailed them explaining this to them but I'm afraid they'll see it's all prepaid cards and I'll lose my money or have it refunded to the cards. Of course I didn't tell them it was me checking out since I get the cards from customers and process them myself. The orders look natural and have very low fraud score.
For more info the account is made with my real info, SSN and registered EIN. I got the account reviewed and approved almost 2 months ago before I started processing using my drivers license and proof of inventory in a low risk industry, I also have proof of delivery. I started with small charges off and on. Here's where I messed up. I tried the bad card 3 times and got declined for insufficient funds. Then I tried a different prepaid card using the same name, address, IP address, browser session and got declined for having too much in the cart. I set the right order amount and got approved. 2 hours after that order I get a email saying the account was closed. I noticed when submitting the next order.
My business is legal with no fraud involved, impersonating someone or stealing money. I know how to stealth my setup to get super low fraud score when checking out to guarantee checkout approval if the card is good. Anyone with experience processing prepaid cards I'm willing to exchange advice, your help would be greatly appreciated. Your secrets will be safe with me since I don't intend to use this long term. I can't pay much but to those who can prove their method works I'll share what investment I'm actually saving money for. I have experience with it so I know it's guaranteed long term income but it costs a lot but it's much better than processing cards without the risks of losing accounts.
For more info the account is made with my real info, SSN and registered EIN. I got the account reviewed and approved almost 2 months ago before I started processing using my drivers license and proof of inventory in a low risk industry, I also have proof of delivery. I started with small charges off and on. Here's where I messed up. I tried the bad card 3 times and got declined for insufficient funds. Then I tried a different prepaid card using the same name, address, IP address, browser session and got declined for having too much in the cart. I set the right order amount and got approved. 2 hours after that order I get a email saying the account was closed. I noticed when submitting the next order.
My business is legal with no fraud involved, impersonating someone or stealing money. I know how to stealth my setup to get super low fraud score when checking out to guarantee checkout approval if the card is good. Anyone with experience processing prepaid cards I'm willing to exchange advice, your help would be greatly appreciated. Your secrets will be safe with me since I don't intend to use this long term. I can't pay much but to those who can prove their method works I'll share what investment I'm actually saving money for. I have experience with it so I know it's guaranteed long term income but it costs a lot but it's much better than processing cards without the risks of losing accounts.