Looking for Payment Processor with fast payout

Eureka2020 said:

We run a smart online business in europe but get limited trough our payment processors.

We look for one that mainly accepts credit cards, but ideal would be also fine.

Our problem is, that all known processor have a payout shedule of 1 week and more, thats a big problem for us, cause we have a small profit range and the timespan between buying and arriving is rarely over 24h, but we have to refinance the rest timespan.

Stripe was our worst experience, we had a 3 months money freeze after 1 week and quit our plan, after they hold up 200.000$ of us.
Our weekly turnover in credit card is more than 100.000$, we would accept a higher fee (always cheaper than the running credits cause of shedule) or a partly holdin of some percents, that is all not a problem.
3d secure would be also fine to prevent fraud.

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Eureka2020 said:

Officially cause we sell software (navigation software for boats) among other things.

But i think its cause we had high turnover from beggining or cause of "high" refunds (around 2%) cause we sell also clothing and offer a 90 days return.

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c4labs said:

2% of refund is low, a high amount is usually 15%-20% for instance.
Stripe is not flexible for the payouts, I am not even surprised.

Do you currently process 100K$ per week or you stopped? if yes, I do not understand why you cannot find any PSP willing to pay you at least twice per week (and I say AT LEAST)
In which country are you based? I could help you to find a solid psp if needed

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MisterF said:

Stripe is one of the best out there.
We also use Worldpay for card payments. They pay out quick.

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