1. Any program that compiles executables can be used to bind files together but requires learning a bit of simple code.
Look into programs like Advanced Installer, Setup Factory, NSIS or google "create installer" and then spend some time learning the available programs and what they can do for you.
For simpler route you can google "sfx binder" or look into a program called iexpress which is very simple to use.
2. Yes, you can make shitloads of money with torrents but it requires good tools, clever strategy, and persistence.
Most people give up easily and then tell others it is a useless method which is untrue.
If you want to make PPI+torrents work for you
then you need a clean package (method to bind files and deliver them to the downloader), a tool for spoofing seeds (increase downloads),
a seedbox (dedicated server to host your torrents)
and aged/trusted/verified accounts on the biggest torrent sites (KAT, TPB, Etc. -yes this can be done if you research it) along with a strategy that allows your uploads to stick and get traffic. Work all that out and you can easily make 100k+/yr. PPI income with just 20hrs/week effort.