You must realize money is a renewable resource and is recycled so you have no worries, it's all about being in front of the money. I've had my ups and downs, money won't make you happy but being able to do the things you can do with money sure will help. I've wasted over a couple thousand grand over cars in a 3 year period, do i regret not putting all my money into apple stock? Yes. Is there anything i can do to change that? Nope, just don't make the same mistake twice. were all young and dumb at one point.