❗️❔Ask Me Anything about Virtual Payment Cards (VCC) 2023 ❤️

can i use it for semrush tril account?
Here we are discussing not just one exact type of virtual cards but more like vcc industry questions in general
In general, there are virtual cards that can be used for semrush trials
To get the right card - ask specific provider's support about their previous experience on the service you want and what of their products they advise to use on this specific website
If you want to get an answer on BHW - use Marketplace or Want to Buy sections, where sellers can communicate with you directly
 
I need to buy a cheap saas service (microsoft 365 business) via india VPN because its cheaper, t wont let me change the country of my credit card payment so i cant use my normal cards. Is there a VCC I can use that will work with any address (an indian billing address?) input?
 
Your cards are very expensive. You want 15 dollars to 1 card. If it was 2-3 dollars, I would buy 500 pieces a month.
 
I need to buy a cheap saas service (microsoft 365 business) via india VPN because its cheaper, t wont let me change the country of my credit card payment so i cant use my normal cards. Is there a VCC I can use that will work with any address (an indian billing address?) input?
In general, any payment card works better when the billing address corresponds with the card’s country of issuance. You can try to find a VCC with an Indian billing address or you can try to use any VCC with an Indian billing address – there is always a good chance of success :)
Your cards are very expensive. You want 15 dollars to 1 card. If it was 2-3 dollars, I would buy 500 pieces a month.
Don’t misguide other members, please.
Prices for our cards may vary, depending on the type of the card and spend volumes. To put a long story short, prices for the cards start from $10 for retail users and from $1 for media buyers, affiliate marketers and other traffic specialists.
Now, with that kind of information, you can order more than just 500 cards, friend :)
 
Hi guys!

What would you expect from a White Label VCC solution? Like, what features should it definitely include? Your answers will definitely help us to improve the industry :)

Have a nice day!
 
Let’s find out what stirs the mind of virtual card users!

Why should I use virtual cards for payments? What is BIN and why everyone is talking about it? How to avoid risk payment ban? How to choose a card for digital advertising (Facebook Ads, Google Ads, TikTok Ads, etc)?

Please feel free to ask any questions here and we will try to answer it with all our expertise in the field of virtual cards.
Besides, we do write articles about VCC’s sometimes and be happy for topic suggestions from experienced BHW members ✌️
how does it work?
 
I've been trying with leadingcards and combocards and i've got a few problems with both.
(there's either a fee for every single aspect, breathing included or they can't issue cards half the time when you need them)

Do you recommend any other VCC provider for google ads ?
Bonus points if they can provide EU cards.
 
can you tell me what the difference is between a stolen cc and a vcc? also can you kind of go more in depth on how to get one and get it loaded? that entire process is KYC involved?
 
Does your card work for Twitter ads?
 
What makes a vcc working for this service but not for that other one ?
 
If I buy a prepaid debit card like visa from local store. Stripe doesn't' accept it. I think because a lot of sellers disable "gift card". Will vcc work?
 
how does it work?
VCC or virtual cards are similar to regular plastic payment cards, yet users get all the necessary data (card number, address, expiration date, etc) in digital form on the website. VCCs can be issued both by bank or vcc provider, which has signed an agreement with a bank and provides cards on some different terms (like with crypto top up available)

VCC’s can be used for online purchases including ones on advertisement platforms just like ordinary credit/debit cards. Some VCC providers have additional terms and limitations for card usage, e.g. they may have cards designed to pay on advertisement platforms only and such. For further details you better address each provider separately, as terms may differ

I've been trying with leadingcards and combocards and i've got a few problems with both.
(there's either a fee for every single aspect, breathing included or they can't issue cards half the time when you need them)

Do you recommend any other VCC provider for google ads ?
Bonus points if they can provide EU cards.
As this is not the Marketplace section, we cannot tell you the name of the exact company, yet there are many providers on the forum.
We recommend to search for major VCC providers with official Visa/Mastercard API as those are more reliable and often have greater variety of BINs, including from EU
 
As this is not the Marketplace section, we cannot tell you the name of the exact company, yet there are many providers on the forum.
We recommend to search for major VCC providers with official Visa/Mastercard API as those are more reliable and often have greater variety of BINs, including from EU

Right, sorry. My bad. Still new around here.
Thanks for the info regardless.
 
can you tell me what the difference is between a stolen cc and a vcc? also can you kind of go more in depth on how to get one and get it loaded? that entire process is KYC involved?
First, about the difference. Stolen cards are just card details that have been stolen from the original owner. That is illegal and, for example, with US cards the original owner can get all the money back and get you prosecuted, so we don’t advise using carding services ever
As for vcc, as we explained above, these are more like an ordinary credit/debit card, issued through a specific provider with a wider set of top-up options (usually yet not always including crypto) and a bit different set of limitations. For example, some providers prohibit dating and gambling merchants and have other lists of prohibited mcc codes etc
Second, about top-up options. Modern VCC usually support bank transfers, most do accept crypto, some have Visa/Mastercard top-up option enabled. That varies depending on provider and you better check with each one separately,
Last, about KYC. Most services require some kind of verification, the simplest one is just uploading a document photo to their website, some require additional online verification (like one on Binance, for example), and some do have a whole online interview to verify your identity. That serves two purposes, the first one being just checking you clients, and the second one is KYC itself, implied by the partner banks. That is the financial verification system designated by US banks first and then spreading all over the world.

Hope that was detailed enough, yet in case you have any more questions, we’ll be happy to answer!

Does your card work for Twitter ads?
This question belongs to the Marketplace section, we will be happy to answer there ;)
We cannot promote anything outside the Marketplace section, according to BHW rules…

What makes a vcc working for this service but not for that other one ?
That is a question VCC providers sometimes have to answer
Here are several reasons for declined operations:
- Billing address from account details on desired website does not correspond with billing address from vcc provider - so it’s better to use US cards to pay for US services.
- The card does not support certain regions, e.g in case Turkey is not supported by the card you are using, the transaction for all Turkish merchants will be declined
- In case we’re talking online shopping, you should check whether merchant supports delivery to your country, as the transaction may be declined just because the shipping address is not supported
These are the most common reasons, but there are other not so frequent
 
Where can I get unlimited vccs like revolut?
There are VCC providers that have no limits on maximum number of cards, try looking in the Marketplace section. Look for ones with official VISA/Mastercard API, as that drastically improves the quality of cards
Which Vcc support openai with low fee? Thanks
We believe any VCC with 3DS support will be able to purchase an OpenAI subscription. As for the fees, good VCC solutions always cost more
If I buy a prepaid debit card like visa from local store. Stripe doesn't' accept it. I think because a lot of sellers disable "gift card". Will vcc work?
It’s always better to check BIN before purchasing any card, but keep in mind that most BIN-checkers do show card status. In case your card will have ordinary debit/credit or higher status - it should work.
Yet there is one more thing to remember with Stripe and VCC’s. Stripe is a financial service and in case you want to pay for Stripe invoice - that works just fine. In case you want to link VCC to stripe you should check whether vcc providers have financial services among permitted mcc codes.
 
Can I get a free Virtual VCC card? If so, how can I get this? What is the process to get it?
 
What VCCs are the best Visa or Mastercard?
How find the best bins?
As for the BINs - that depends on the goal you are trying to achieve. Some BINs work better for FB, some for Google, some for online shopping. Usually vcc providers are happy to answer all questions related to the topic to get you the best option
The same goes for Visa/Mastercard. That depends on your goal and exact merchant/geo/etc
Can I get a free Virtual VCC card? If so, how can I get this? What is the process to get it?
Trusted virtual cards just can’t be free of charge – free cheese may be found only in mousetraps, you know
Yet some sellers on the BHW Marketplace offer review copies for forum members.
You should check it out!
 
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