Accepting Credit Cards Online

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I am selling software online and currently accepting payments through PayPal. While I am pretty happy with the PayPal services, my issue is that I have a lot of customers who would like to buy my software, but they are located in those countries where PayPal is not available.

What payment processor can accept cards online from 3rd world countries?

My ideal solution would be something with no monthly fees, where money instantly available, as well as a processor that can provide a debit card that could be used for daily needs and withdrawing cash. Option to withdraw to my personal bank account.

I have Stripe, but its not a solution for me.

Thanks for your suggestions in advance
 
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I'm also looking for something like this, unfortunately PayPal is not available in my country so I'm looking for an alternative to accept payment from clients in Tier 1 countries.
 
Don't know which ones you looked at, but I believe Stripe and 2checkout are legit, with Stripe having better reviews. Also, doesn't PayPal Express (or whatever it's called) allow card payments without the user having a PayPal account?
 
kopra said:
Don't know which ones you looked at, but I believe Stripe and 2checkout are legit, with Stripe having better reviews. Also, doesn't PayPal Express (or whatever it's called) allow card payments without the user having a PayPal account?
Click to expand...

Stripe is not a solution right now.
Does 2checkout provide debit card option? (E.g. can I have 2checkout debit card so I can use the money on 2checkout account?)
Or does it allow to withdraw money to PayPal?

ILearnSEO said:
Paymentwall might do the job for you.

Required a lot of documents in order to verify your account, but you have little to none limitations.
Click to expand...

Looks great, but it also looks like they make payments just 1-2 times per month.
Would be great to be able to use them right away...do they also offer a card? (looking through their site now).
 
Last edited by a moderator:
se900se said:
Stripe is not a solution right now.
Does 2checkout provide debit card option? (E.g. can I have 2checkout debit card so I can use the money on 2checkout account?)
Or does it allow to withdraw money to PayPal?
Click to expand...

It allows Payoneer, ACH, PayPal and Wire withdrawals.
 
se900se said:
Stripe is not a solution right now.
Does 2checkout provide debit card option? (E.g. can I have 2checkout debit card so I can use the money on 2checkout account?)
Or does it allow to withdraw money to PayPal?



Looks great, but it also looks like they make payments just 1-2 times per month.
Would be great to be able to use them right away...do they also offer a card? (looking through their site now).
Click to expand...
Let me know what exactly you are going to find about them, my only issue with them is that im lazy to do so many DOCS at this point since my product is under dev and wont see a light in the next 30-40 days. Also, PLEASE let me know about their Card thingy since i couldnt find anything since im looking for right away spending option. Not that im in HUGE need of money but incase i need to invest in something.
 
ILearnSEO said:
Paymentwall might do the job for you.

Required a lot of documents in order to verify your account, but you have little to none limitations.
Click to expand...


I think that Paymentwall isn't a solution... a lot of persons have problems with this service... please check in google about this service or read some reviews in trustpilot:
https://uk.trustpilot.com/review/www.paymentwall.com
 
se900se said:
Stripe is not a solution right now.
Does 2checkout provide debit card option? (E.g. can I have 2checkout debit card so I can use the money on 2checkout account?)
Or does it allow to withdraw money to PayPal?



Looks great, but it also looks like they make payments just 1-2 times per month.
Would be great to be able to use them right away...do they also offer a card? (looking through their site now).
Click to expand...
will surgest payment wall too, i use them and never faced any issues at all, the only thing you might not like is they can be slow when it comes to verification,but at least they are way faster than paxum.
 
Unfortunately in the countries you are talking about (where PayPal isn't available) fraud is a super high risk. Because of this - payment processors who do accept payments from those countries will likely keep a hold on your funds to ensure chargeback risks are low.
 
ILearnSEO said:
Let me know what exactly you are going to find about them, my only issue with them is that im lazy to do so many DOCS at this point since my product is under dev and wont see a light in the next 30-40 days. Also, PLEASE let me know about their Card thingy since i couldnt find anything since im looking for right away spending option. Not that im in HUGE need of money but incase i need to invest in something.
Click to expand...

Opened an account, but didn't do anything yet in terms of verification. Will give them a call tomorrow before proceeding as there are few things I'd like to clarify. It looks like they withdraw to PayPal, but don't provide a card and hold 5% of the revenue for chargebacks.

GoGuerilla said:
Unfortunately in the countries you are talking about (where PayPal isn't available) fraud is a super high risk. Because of this - payment processors who do accept payments from those countries will likely keep a hold on your funds to ensure chargeback risks are low.
Click to expand...

The temporary hold is probably fine since my situation is either not get money at all or get them after hold.
It would be great to have a processor that also provides a card like PayPal, so I can use that money right away for paying bills, etc.

kopra said:
It allows Payoneer, ACH, PayPal and Wire withdrawals.
Click to expand...

Thanks a lot for the advice.
Are you using them yourself?
Is there any specific schedule when you can withdraw money or anytime?
 
John Nubba said:
You can try and REVOLUT, but first of all check if this service is available in your country
Click to expand...

They're not fully in US yet but I joined the waiting list.
So far looks like the perfect solution I am looking for, and I like the 'Metal' (death metal) card as well.

The only thing - I am #150k in the waiting list :)
Subscribed, but will check other options while they're getting ready for US.
 
maybe you could try out mollie if they work with gateways for your specific countries. too bad crypto isn’t an option
 
se900se said:
I am selling software online and currently accepting payments through PayPal. While I am pretty happy with the PayPal services, my issue is that I have a lot of customers who would like to buy my software, but they are located in those countries where PayPal is not available.

What payment processor can accept cards online from 3rd world countries?

My ideal solution would be something with no monthly fees, where money instantly available, as well as a processor that can provide a debit card that could be used for daily needs and withdrawing cash. Option to withdraw to my personal bank account.

I have Stripe, but its not a solution for me.

Thanks for your suggestions in advance
Click to expand...
Have you tried Paddle?

I have been using Paddle and never had any issues with them. You don't even need any document to open an account.

However, you to will have to ensure that your product/service is supported by them. Software, eBook, and courses are generally okay with them.

Vendors.paddle.com

Withdrawal methods: Payoneer, Bank wire, and PayPal.


Disclaimer: I am not affiliated with Paddle.
 
se900se said:
They're not fully in US yet but I joined the waiting list.
So far looks like the perfect solution I am looking for, and I like the 'Metal' (death metal) card as well.

The only thing - I am #150k in the waiting list :)
Subscribed, but will check other options while they're getting ready for US.
Click to expand...

This isn't a problem that you are on the waiting list in 150K position.
When the service will be available in your country you will can use REVOLUT services without problems.
I think that bitcoin (BTC) is other good option for you.
 
Did you try to connect an internet acquiring? few yers ago i ve got the same problems , just called to the biggest bank of ,y country and connected it
 
se900se said:
I am selling software online and currently accepting payments through PayPal. While I am pretty happy with the PayPal services, my issue is that I have a lot of customers who would like to buy my software, but they are located in those countries where PayPal is not available.

What payment processor can accept cards online from 3rd world countries?

My ideal solution would be something with no monthly fees, where money instantly available, as well as a processor that can provide a debit card that could be used for daily needs and withdrawing cash. Option to withdraw to my personal bank account.

I have Stripe, but its not a solution for me.

Thanks for your suggestions in advance
Click to expand...
try https://escrow.com You can withdraw directly to your bank account and buyer can pay with credit card.
 
Hi there,

if you really want paymentwall, I could push your KYC process as I have contacts there (I confirm, they do process card payments)
otherwise, I will suggest to find another PSP, paymentwall are very amateur in the industry
the "perfect" PSP will depend on your volume, the countries where you process payments, your fraud rate, do you need alternative payment methods or just the card payment, where is based your company, do you own the software license? or you act as a reseller
 
2checkout may be a solution you’re looking for.

You’re available to withdraw funds through a wire to your bank account or withdraw through PayPal.
 
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