Looking for Shopify payment gateway alternatives — fashion dropshipping (not high-risk)

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Noofel

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Hey all, hoping to get some input from people who've been in a similar spot.


Quick context on my setup:


  • Fashion dropshipping from China, shipping worldwide
  • Based in the Netherlands personally
  • I run multiple entities: US LLC (with EIN), Dutch BV, and a Hong Kong Ltd
  • Using Shopify, would prefer to keep Shopify's native checkout but open to third-party checkout if the gateway is worth it
  • Not selling replicas or anything high-risk — fully legit fashion products
  • Currently using Airwallex but onboarding has gotten noticeably stricter lately

The problem: Shopify Payments is hands down the best option, but as everyone here knows, they're brutal with dropshipping stores. Random holds, sudden bans, the whole deal. I need solid backups (or ideally a primary alternative) that:


  • Accept dropshipping business models without freaking out
  • Have reasonable fees (not the insane high-risk rates)
  • Work with at least one of my entities (US LLC, NL, or HK)
  • Preferably integrate cleanly with Shopify checkout

Stuff I'm wondering about:


  1. Anyone having success with PayPal + card processor combos lately for dropship?
  2. How are people finding Stripe via the US LLC route — still workable or are they cracking down too?
  3. Any experience with 2Checkout/Verifone, Checkout.com, Nuvei, Worldpay, or Rapyd for this kind of setup?
  4. For the HK entity specifically — are there Asia-friendly gateways worth considering (PingPong, Asiabill, etc.)?
  5. Anyone running a third-party checkout solution they actually like? Worth the conversion hit?

Not looking to do anything shady, just want processing stability so one suspension doesn't kill the business. Would really appreciate hearing what's actually working for people in 2026 — the landscape changes fast.


Thanks in advance
 
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You can connect high risk merchants like RNA Payments via Authorize.net (which integrates with Shopify). What's cool is that RNA Payments has a service where they will integrate the payments for you for $500 AND - enable Apple Pay and Google Pay.

Think of the value here - you get 1 click checkout WITH high-risk processing tolerance for chargebacks.
 
Stick with your usa LLC and try to get a solid Stripe or Adyen account because they’re the only ones that won't ruin your conversion rates. Avoid the high-risk providers unless you absolutely have to, and just keep your documentation squeaky clean to avoid those random Shopify holds
 
stripe via us llc is still the best backup if you keep chargebacks strictly under 1%, but watch out for random volume spike reviews. for the hk entity, just use paydollar or checkout.com since they integrate with shopify native and actually tolerate dropshipping without the high-risk extortion fees.
 
KiahCuran said:
Stick with your usa LLC and try to get a solid Stripe or Adyen account because they’re the only ones that won't ruin your conversion rates. Avoid the high-risk providers unless you absolutely have to, and just keep your documentation squeaky clean to avoid those random Shopify holds
Click to expand...
the problem is that at scale, especially if you do subscriptions - how do you keep Stripe or Shopify Payments alive?

You need shopify payments if you want to retain that "1 Click" checkout via shop.app (you know you have it when your checkout environment is on shop.app in the URL). But how to keep them alive? I see pretty scammy sellers doing it (like tryherplus.com or tryhoneygummies.com) - how?

TryHerPlus.com - scams users by charging $9.99 first month, then $39.99, or worse if you do higher bundles
TryHoneyGummies.com - scams users by sending them a "Buy 3 Get 2 Free" (5 in total) bundle EVERY MONTH, when clearly they don't need it.

So how are they scamming and creating an awful client experience - and still retaining under 1 % chargeback with Shopify Payments?
 
Noofel said:
Hey all, hoping to get some input from people who've been in a similar spot.


Quick context on my setup:


  • Fashion dropshipping from China, shipping worldwide
  • Based in the Netherlands personally
  • I run multiple entities: US LLC (with EIN), Dutch BV, and a Hong Kong Ltd
  • Using Shopify, would prefer to keep Shopify's native checkout but open to third-party checkout if the gateway is worth it
  • Not selling replicas or anything high-risk — fully legit fashion products
  • Currently using Airwallex but onboarding has gotten noticeably stricter lately

The problem: Shopify Payments is hands down the best option, but as everyone here knows, they're brutal with dropshipping stores. Random holds, sudden bans, the whole deal. I need solid backups (or ideally a primary alternative) that:


  • Accept dropshipping business models without freaking out
  • Have reasonable fees (not the insane high-risk rates)
  • Work with at least one of my entities (US LLC, NL, or HK)
  • Preferably integrate cleanly with Shopify checkout

Stuff I'm wondering about:


  1. Anyone having success with PayPal + card processor combos lately for dropship?
  2. How are people finding Stripe via the US LLC route — still workable or are they cracking down too?
  3. Any experience with 2Checkout/Verifone, Checkout.com, Nuvei, Worldpay, or Rapyd for this kind of setup?
  4. For the HK entity specifically — are there Asia-friendly gateways worth considering (PingPong, Asiabill, etc.)?
  5. Anyone running a third-party checkout solution they actually like? Worth the conversion hit?

Not looking to do anything shady, just want processing stability so one suspension doesn't kill the business. Would really appreciate hearing what's actually working for people in 2026 — the landscape changes fast.


Thanks in advance
Click to expand...
Finding the right gateway depends heavily on your location and business model. Besides Ivno, you might want to look into 'Revolut Business' or 'Airwallex' if they are available for your region. They are often more flexible for fashion dropshipping as long as you can provide proof of shipping and low chargeback rates.
 
Depends on your region as not every solution is available everywhere. Revolut might be a good alternative. But I have a question : why would you get banned and why do they hold payments? Any specific reason or scenario?
 
Rouleto said:
Ivno - scam!
You will lose money, just like me.
Click to expand...
What happened?

ilyassben said:
Finding the right gateway depends heavily on your location and business model. Besides Ivno, you might want to look into 'Revolut Business' or 'Airwallex' if they are available for your region. They are often more flexible for fashion dropshipping as long as you can provide proof of shipping and low chargeback rates.
Click to expand...
those 2 are trash as you get outside of the website to pay
 
scalemetaads1 said:
You can connect high risk merchants like RNA Payments via Authorize.net (which integrates with Shopify). What's cool is that RNA Payments has a service where they will integrate the payments for you for $500 AND - enable Apple Pay and Google Pay.

Think of the value here - you get 1 click checkout WITH high-risk processing tolerance for chargebacks.
Click to expand...
what are the fees and payout dates?
 
ilyassben said:
Finding the right gateway depends heavily on your location and business model. Besides Ivno, you might want to look into 'Revolut Business' or 'Airwallex' if they are available for your region. They are often more flexible for fashion dropshipping as long as you can provide proof of shipping and low chargeback rates.
Click to expand...
ivno is crazy 12% transaction fees is not possible with fashion
 
Noofel said:
What happened?


those 2 are trash as you get outside of the website to pay
Click to expand...
They stopped responding, but after I complained to the company they get their API from and they launched an investigation, they immediately refunded my money.
 
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