STRIPE veteran here - Let Me Drop Some Knowledge

[Edens714]

Since stripe is only geo restricted, for the people that are buying them what challenges do you face with it?

Do they always monitor your payments from the first purchases or how is it done?

Where do you usually buy stripe, is there a section in BHW for that?

any idea if these accounts last?

 

[MIUI]

Following this thread.quit interesting

 

[Wankeyme]

What proxy services do you recommend to use ? I tried all the stuff which uniq advised but have literally 0% success rate, UK LTD, UK LLP, HK, Esotnia stripes, nothing worked and always got banned after ID verification. I'm already desperate.

Maybe Stripe doesnt like that we proxy IP is always different and better to use VPS with static IP ? That is the only thing i didnt try yet.

I use Dolphy Anty and it works fine, but I tried to keep the same or nearby location. Stripe is sensitive to different IPs, so what I do is using many profiles in Dolphy, each profile for each Stripe account to keep the same IP all the time using Stripe.


What Proxies did you use? Maybe someone is facing the same issues with particular proxy, so it will be useful to know about it.

U

do you have an experience with using stripe with Funnelish ?
maybe there is a chance to catch up on a short call with you?

Unfortunately never used Funnelish, so I can't help with it.

Talking about a call, contact me in DM, please.

Since stripe is only geo restricted, for the people that are buying them what challenges do you face with it?

The right setup is one of the challenges. Choose the best location, proxy provider, a nominee, a bank and then how to put everything together. When I started to do it, it was a nightmare, since there was no information at all.

Do they always monitor your payments from the first purchases or how is it done?

Yes, I think so. It's better to start with low amount and keep it for a month and than gradually increase. Also, if you
use many accounts, all of them should be separated from each other and has no connections. Otherwise, if Stripe mark or label one account, it might affect others as well. So each account is totally different from another.

Where do you usually buy stripe, is there a section in BHW for that?

any idea if these accounts last?

You can check Uniqpayments or Solvy, if you need Stripe account.
I bought my Stripe accounts from other sources, but they don't exist anymore.

If you're asking about how long these accounts last - around a year, but even you do everything correct, anything might happen, so it's better to have several accounts and warm them up. If one account is blocked, you can start accepting payment from another one. It's what I personally do and this the reason for having many accounts

Following this thread.quit interesting

Can't understand your question or feedback. Could you elaborate, please?

 

[artificials]

If you're asking about how long these accounts last - around a year

What happens when the account is suspended. Did they ask documents you couldn't provide or they just suspend it without explanation?

Instead of buying multiple accounts why don't you use services like peerwallet which eliminates the risk of holding money and ban?

 

[Wankeyme]

What happens when the account is suspended. Did they ask documents you couldn't provide or they just suspend it without explanation?

Instead of buying multiple accounts why don't you use services like peerwallet which eliminates the risk of holding money and ban?

If your Stealth Stripe account gets suspended, it really depends on the reason. Sometimes they ask for verification docs you might not have, like business registration or invoices. Other times, they just shut it down without much explanation, saying you violated their terms.

As for using multiple accounts vs. something like PeerWallet, it’s really about your approach. Having multiple accounts help to minimize the risk - if one acc gets banned, you still have backup account.

PeerWallet can help avoid bans, but I can't say a lot about it, since I don't use it.

 

[artificials]

If your Stealth Stripe account gets suspended, it really depends on the reason. Sometimes they ask for verification docs you might not have, like business registration or invoices. Other times, they just shut it down without much explanation, saying you violated their terms.

As for using multiple accounts vs. something like PeerWallet, it’s really about your approach. Having multiple accounts help to minimize the risk - if one acc gets banned, you still have backup account.

PeerWallet can help avoid bans, but I can't say a lot about it, since I don't use it.

Do you create LTD for your accounts or just sole trader?
Is there any advantage to form a company if you work with stealth accounts?

 

[Wankeyme]

Do you create LTD for your accounts or just sole trader?
Is there any advantage to form a company if you work with stealth accounts?

I mostly create company based accounts with Stripe, there are more restrictions with sole trader option
When I just started and didn't know a lot, I got some more bans within Personal stripe compared to Company based ones, so now I go with LTD only

 

[freak_18]

I use Dolphy Anty and it works fine, but I tried to keep the same or nearby location. Stripe is sensitive to different IPs, so what I do is using many profiles in Dolphy, each profile for each Stripe account to keep the same IP all the time using Stripe.


What Proxies did you use? Maybe someone is facing the same issues with particular proxy, so it will be useful to know about it.

I also use Dolphyn Anti, i tried various proxy providers: Mango Proxy, Gonzo Proxy, IP Royal, IP Burger.

But all my 10 attempts were unsuccessful, it was with uniq accounts and instructions, always checked the proxy and ip before login on various sites and it didn't help.

Some more questions to you:
1.I dont understand how you can have the same IP all the time, since it is always rotating with residential procxies? I think you can have same IP with VPS, that is my last logical thought to try it, stripe will see the same IP all the time except only for ID verification of nominee.
2.Which proxy do you use with Dolhpin Anty?
3. Which citizenships does you nominees have? Is it 3rd world countires like Filipino, Afrika etc?
4. Do you sell only with CC or some local payment methods as well like Klarna, iDeal, Bancontact ?
5. If forexample Nominee location is UK than you need to use UK proxy to be in line with nominee during ID verification? Or it is better to use HK proxy (for HK company) and ignore the fact that nominee will do ID verifcation in UK ?

 

[artificials]

I mostly create company based accounts with Stripe, there are more restrictions with sole trader option
When I just started and didn't know a lot, I got some more bans within Personal stripe compared to Company based ones, so now I go with LTD only

I always thought if sole trader does the job, why should we take extra hassle to form company, but if company account is more resilient to bans, then that's the way.

If the account asks for selfie verification again, do you have access to the person to provide that?

What email provider do you use for multiple accounts?

 

[Wankeyme]

Some more questions to you:
1.I dont understand how you can have the same IP all the time, since it is always rotating with residential procxies? I think you can have same IP with VPS, that is my last logical thought to try it, stripe will see the same IP all the time except only for ID verification of nominee.
2.Which proxy do you use with Dolhpin Anty?
3. Which citizenships does you nominees have? Is it 3rd world countires like Filipino, Afrika etc?
4. Do you sell only with CC or some local payment methods as well like Klarna, iDeal, Bancontact ?
5. If forexample Nominee location is UK than you need to use UK proxy to be in line with nominee during ID verification? Or it is better to use HK proxy (for HK company) and ignore the fact that nominee will do ID verifcation in UK ?

1. Having a static IP all the time isn’t the most critical factor; what really matters is using high-quality proxies with clean IP. Before logging into an account, sometimes I check them on specialized services to ensure they are not flagged. You can check Whoer.net, IPQualityScore, MaxMind, Scamalytics, and FraudScore
2. I use several private proxy providers, but unfortunately, I share their contacts. The more people use the same proxies, the faster they lose their quality. However, you can still find good options with providers like Mango Proxy and Gonzo Proxy too.
3. It’s best to match the nominee’s citizenship with the target region. For EU - European nominees, for some Asian countries, Filipino nominees can be an option, but ideally, they should be from the same region.
4. When setting up a Stripe account in certain jurisdictions, of course you can enable local payment methods ( I have iDeal and Klarna). Additionally, Airwallex offers similar options, including Klarna.
5. It's better to use HK proxy (for HK company) even the nominee somewhere to avoid additional triggers in Stripe

I always thought if sole trader does the job, why should we take extra hassle to form company, but if company account is more resilient to bans, then that's the way.

If the account asks for selfie verification again, do you have access to the person to provide that?

What email provider do you use for multiple accounts?

1 - sure, you need to keep in touch with a nominee, just in case if it requests selfie verification.
2 - there is a great deal of providers, try Hostinger or ProtonMail

 

[Dondraper817]

sorry cant help you with that

1. While it is technically possible to use one Stripe account across multiple websites, this significantly increases the risk of account suspension. Based on experience, I recommend following the principle of "one project = one Stripe account." This approach is also beneficial for risk diversification in case of random account blocks.
2. You can use your main project's website, but it must comply with Stripe's requirements. The business should not be in prohibited high-risk niches. The website must include social media links, Terms of Service, company address and name (matching the company registering the Stripe account), domain email, and meet other requirements.

how do yoou get around question #2? about using the main website say for a prohibited niche?

 

[artificials]

Do you use accounts on mobile devices too? Have ever encountered any situation that they force you to use their mobile app?

 

[Wankeyme]

how do yoou get around question #2? about using the main website say for a prohibited niche?

Great question. In such cases, businesses typically create a compliant front-facing website that fully aligns with Stripe's requirements - this includes offering permitted products or services, having clear legal documentation, and a professional online presence.

The Stripe account is then linked to this clean, approved front, while the actual business operations are routed separately - often through layered structures like landing pages, redirects, or alternate brands.

In more advanced setups, there are proxy-based technical solutions that help isolate and protect the core project infrastructure.

It’s crucial that the declared site and business information are perfectly aligned with Stripe’s expectations both from a legal and technical standpoint.

 

[ightttttt]

What packages have you had the most success with? For example LLP (UK) also what are some things you've noticed got your previous account suspended

 

[Wankeyme]

What packages have you had the most success with? For example LLP (UK) also what are some things you've noticed got your previous account suspended

Stripe has an internal assessment system that identifies risks based on a large number of components. In my experience, the more popular a jurisdiction is and the easier it is to open a company in it, the more demanding and attentive Stripe monitors such a setup.

For example, it's easy to open a company in the UK, so if it's a low-quality candidate, it won't work stably.

In other European or Asian jurisdictions, which are less popular and where it is more difficult to open a company, Stripe's internal system earns fewer points, and such solutions are more stable.

Also avoid high-risk industries (like adult, gambling, etc.) without proper risk mitigation, such as anti-detect software and cloaking techniques. As for account suspensions, the most common issues are mismatched business types between Stripe and the actual site, spikes in chargebacks, and unverified high-risk activities. Stay compliant and monitor your account health regularly to avoid problems.

 

[dear_bruce]

How can i produce multiple (10+) stripe accounts? I only have one Hong Kong ltd so what else will i need to do?

I’m looking into HK LTDs right now for IPTV-related scaling, and it seems like the structure could work well, just not sure which service providers are solid. Let me know if you’re open to helping

 

[NullBytee]

What's the weirdest reason you've ever had an account flagged? I'm curious about the unexpected stuff that throws a wrench in things.

 

[NoSoup4U]

Been in the Stripe for more than 7 years and seen it all!
Currently crushing it with multiple accounts.
The good, the bad, the ugly - I've been through it all and lived to tell the tales!

Got Stripe questions?
Best useful services for Stripe (cloaking, cb alerts and etc)?
Stripe for high-risk industries?
Need some real talk about account setups?
Wondering about LLC strategies?
Need tips on what works (and what doesn't)?

Just drop your questions below!

Quick heads up: This is just me sharing knowledge from the trenches. Not selling anything, not offering services - just straight-up free advice from someone who's been there!
Other Stripe gurus, feel free to jump in with your experiences too!
Let's help each other navigate the Stripe world!

Helping a family friend launch their small business. They are opening a tourism business in local market to take folks to go see the Rocky Mountains and other fun stuff.

They are trying to set up a dozen products in either square or stripe and I am trying to help them. We even tried it under one product. These two tools are not useful for the use case and cannot be used.

Has anyone done something similar where they have a dozen products maintained by a single inventory (dates). So when someone books one date, that date is disabled for other products. Looking for feedback. We have the website - when doing book now, we want to go to payment screen where date inventory is shared.

We are really struggling to see how to configure in the integrated variations. Appreciate any tips or even references to resources we can look at to educate ourselves better.

Thank you in advance!

 

[Meli Anael]

I created a france account but I don’t have a France number to verify the account since then I don’t know how to do should use a fake number. ?

 

[Wankeyme]

Helping a family friend launch their small business. They are opening a tourism business in local market to take folks to go see the Rocky Mountains and other fun stuff.

They are trying to set up a dozen products in either square or stripe and I am trying to help them. We even tried it under one product. These two tools are not useful for the use case and cannot be used.

Has anyone done something similar where they have a dozen products maintained by a single inventory (dates). So when someone books one date, that date is disabled for other products. Looking for feedback. We have the website - when doing book now, we want to go to payment screen where date inventory is shared.

We are really struggling to see how to configure in the integrated variations. Appreciate any tips or even references to resources we can look at to educate ourselves better.

Thank you in advance!

Yeah, Stripe and Square aren’t great when it comes to shared inventory logic across multiple “products” like in tourism/booking setups.

What you probably need is a bookinglayer (calendar logic) that sits between your site and the payment processor. Tools like FareHarbor, Checkfront, or even a custom Calendly + Stripe setup could help - they let you define inventory (dates), assign them to multiple “tours,” and disable them once booked.