Well I take the notes
STRIPE veteran here - Let Me Drop Some Knowledge
- Thread starter Wankeyme
- Start date
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- Tags
- stripe stripe accounts
- Status
liannesilanox
Newbie
- Jan 18, 2025
- 10
- 3
Hi! I am struggling with stripe radar.
1) We have several accounts and seems like radar doesn't work the same way. Meaning, on one account they block much more transactions while on other one everything is fine. Both accounts are of same age with 0 disputes.
Any ideas on this?
2) Are first transactions success relevant to the survival of the account? For instance, we had several accs that had about 10 transactions total successful, 0 disputes. But they had some unsuccessful payment attempts blocked by stripe radar. And some time later we get a message "We recently identified payments on your Stripe account for **** that don't appear to have been authorised by the customer, meaning that the owner of the card or bank account didn't consent to these payments".
3) If we were to get warmed up accounts on stripe with transaction history - are they less prone to bans than new ones, right? is there a threshold (risk period) after which the risk of ban becoming low? After how many transactions, volume, time etc based on your experience?
4) I can't make the threshold for blocking higher than 75 to allow more payments. They say that I can't do it YET. Will it ever change? If so, when.
5) Are stripe radar blocking same for all accounts or changes based on history of the account of the seller not only the buyer account? Checking the radar for fraud teams across the accounts as well as exact details on the blocked payments - it just doesn't make sense to me.
For instance, Authorisation rate for transactions associated with this email (all time) 97% - is marked as High fraud factor???
Very frequently perfect buyers with history that were never blocked by any other system are assigned 76, just above the radar blocking rule of 75. Is it only buyer or the seller account issue?
6) Are payment links more prone to be blocked by stripe than website integrations?
7) Any tips overall you might provide on how to get fewer blocks by Stripe radar?
Note - we provide stripe only to the proven customers that 100 % don't use stolen cards etc. These customers have history of purchasees with us.
Thank you so much for your answers!
1) We have several accounts and seems like radar doesn't work the same way. Meaning, on one account they block much more transactions while on other one everything is fine. Both accounts are of same age with 0 disputes.
Any ideas on this?
2) Are first transactions success relevant to the survival of the account? For instance, we had several accs that had about 10 transactions total successful, 0 disputes. But they had some unsuccessful payment attempts blocked by stripe radar. And some time later we get a message "We recently identified payments on your Stripe account for **** that don't appear to have been authorised by the customer, meaning that the owner of the card or bank account didn't consent to these payments".
3) If we were to get warmed up accounts on stripe with transaction history - are they less prone to bans than new ones, right? is there a threshold (risk period) after which the risk of ban becoming low? After how many transactions, volume, time etc based on your experience?
4) I can't make the threshold for blocking higher than 75 to allow more payments. They say that I can't do it YET. Will it ever change? If so, when.
5) Are stripe radar blocking same for all accounts or changes based on history of the account of the seller not only the buyer account? Checking the radar for fraud teams across the accounts as well as exact details on the blocked payments - it just doesn't make sense to me.
For instance, Authorisation rate for transactions associated with this email (all time) 97% - is marked as High fraud factor???
Very frequently perfect buyers with history that were never blocked by any other system are assigned 76, just above the radar blocking rule of 75. Is it only buyer or the seller account issue?
6) Are payment links more prone to be blocked by stripe than website integrations?
7) Any tips overall you might provide on how to get fewer blocks by Stripe radar?
Note - we provide stripe only to the proven customers that 100 % don't use stolen cards etc. These customers have history of purchasees with us.
Thank you so much for your answers!
ICOGorilla
BANNED
- Jun 11, 2025
- 99
- 52
At this point I believe the amount of energy and resources needed to run multiple stripe accounts for high risk business it's not worth.
I rather pay a larger commission to a high risk merchant and focus on making more money
I rather pay a larger commission to a high risk merchant and focus on making more money
qlithe
Supreme Member
- Feb 14, 2012
- 1,252
- 288
So stripe is more strict than paypal?
The same
I wouldn’t say that, they’re roughly the same, but I’d recommend Stripe
where can i buy live EU nominees? shopify and stripe now requiers live kyc so leaked docs dont work..
at what amount negative balance do they choose to go after you? i have stores with almost 100k usd debt where they have just said pay 20% of your debt or we lock your store, now not shipping with leaked documents with shopify payments/stripe and dont wanna put someone in debt really..Been in the Stripe for more than 7 years and seen it all!
Currently crushing it with multiple accounts.
The good, the bad, the ugly - I've been through it all and lived to tell the tales!
Got Stripe questions?
Best useful services for Stripe (cloaking, cb alerts and etc)?
Stripe for high-risk industries?
Need some real talk about account setups?
Wondering about LLC strategies?
Need tips on what works (and what doesn't)?
Just drop your questions below!
Quick heads up: This is just me sharing knowledge from the trenches. Not selling anything, not offering services - just straight-up free advice from someone who's been there!
Other Stripe gurus, feel free to jump in with your experiences too!
Let's help each other navigate the Stripe world!
Hello ! What do you exactly means by " 2 sites method" ? Adding a clean website in your stripe account and just use the API keys on your grey hat website without cloaking anything ?
One of my website got banned by stripe and i would love to use it again on there... It looks too easy to be true but it would help me so much !
Thanks
D
Deleted member 731332
Guest
I don’t use api or cloaking. You’re missing the point of the two site method. You can’t send them site a. You don’t have to use a cloaking service to do this. You can just use a payment link.
Oh okay thanks, you just do the funnel on the site A and redirect to the site B that host the payment page at the end of it ? Don't you loose customers doing this ?
I created an account with my identity, if i create a LLC, will stripe ask for a KYC about the stripe account owner (me) ?Been in the Stripe for more than 7 years and seen it all!
Currently crushing it with multiple accounts.
The good, the bad, the ugly - I've been through it all and lived to tell the tales!
Got Stripe questions?
Best useful services for Stripe (cloaking, cb alerts and etc)?
Stripe for high-risk industries?
Need some real talk about account setups?
Wondering about LLC strategies?
Need tips on what works (and what doesn't)?
Just drop your questions below!
Other Stripe gurus, feel free to jump in with your experiences too!
Let's help each other navigate the Stripe world!
Did you find one?
which other PSPs would you recommend?
hi, you need to find a provider of verified cloaking setups
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