STRIPE veteran here - Let Me Drop Some Knowledge

[hellz angle]

would you recommend stripe over other payment gateways in 2025

 

[YellowBush]

I've heard people always saying that using a two site method to hide the product/service you're selling will not work because Stripe will see the referral URL from the blackhat site, thus resulting in a ban.

Can you explain a cloaking method that bypasses this (if it exists)?

Anyone that knows the answer to this isn't going to tell you.

 

[XrumerGeek]

Anyone that knows the answer to this isn't going to tell you.

Actually, they already have! It's the point of the thread and the answer just landed in my inbox. Now run along little one.

 

[Wankeyme]

1.How can I reduce the risk of my Stripe account being suspended or flagged as high-risk?

2.What are the key indicators Stripe looks for when evaluating accounts, especially for dropshipping businesses?

3.What are the best ways to open a Stripe account in unsupported countries?

4.Which countries offer the easiest conditions for opening a Stripe account, and how can I leverage them?

5.How can I safely manage a Stripe account if using proxies or VPNs, and what are the potential pitfalls?

1. Warm up your account, do not process huge volumes from the start. Keep your chargeback rate low. If you you are doing a high risk business - use cloaking to hide your real project from Stripe.

2. Quality of the website, types of products sold. During the account operation it also monitors payment method types, traffic geo etc. but nobody know exactly the full list if factors Stripes takes into account when deciding to ban your account or not. And it’s is always evolving and changing.

3. I think main approaches were mentioned in one of the previous answers. But the one approach that will work - is to open an account on company in a country, which stripe supports. And better to do it on a nominal director, not yourself. Since the citizenships of director also matters a lot.

4. Any supported country, where a foreigner can open a company remotely will work. Most popular options right now are Hong Kong, Singapore, Ireland, Estonia, UK

5. Better to use residential proxies with antidetect browser. Always check proxies and several checkers before logging in Stripe. Be sure, that your anonymity is guaranteed

What causes an account to be be flagged and how would you suggest to warm up a new account to stay under the radar?

Gradual warming of volume during the first month. First week, no more than 100 bucks a day if possible. No drastic changes in volume. Make it seem natural

If we use a stripe stealth account and then it get banned, does stripe also bans our websites? or we can use another stripe on that site?
Why do you use multiple accounts? why not use high-risk processors gateway that also offer stripe and other options?

If you use cloaking and the original website url hasn’t been compromised, then you can continue using it without issues. Change only the front shop used in Stripe.
Multiple accounts are needed to diversify risks and money flows. To receive bigger volumes with less risk.
Usually high risk gateways has much higher fees. And they do not onboard everyone.

 

[German Rodriguez]

hi, i have a question about accepting partial payments, for example i sent an invoice for $100 but the custmer can pay $60 the the pending will be paid later this week, if there a way to enable this kind and common escenarios?

thank you

 

[Wankeyme]

Thank you very much for this initiative. I want to start working in e-commerce with the dropshipping system. I live in Morocco Africa. Please direct me to create an LLC with whom I will pay and electronic banks like mercury wise. What are the things that I should avoid? Should I use a VPN or a proxy so that I am not exposed to closure or ban from the beginning? I have not started. The field that I want to jump into is dropshipping.

Hello! Sorry, I didn’t quite understand, do you have an LLC opened on your name already? Or you want to open it? Or have you bought a ready made company on nominal director? Anyhow, if you are not Stripe-supported country, please use residential proxies or dedicated VPS every time you work with Stripe and/or banks

• Stripe for high-risk industries?
• Need some real talk about account setups?
• Wondering about LLC strategies?
• Need tips on what works (and wha

Thank you very much. I watched many videos telling you that it is better if you live in a third-world country to use a proxy because as you know, third-world countries are banned by Stray. All of these are not forbidden, but their reputation is bad. We always take precautions and be careful with them, knowing that the company will not be created with a VPN of course, and a proxy, but only when logging in. For virtual banks exactly and the payment gateway, is it true that I will not face any problem if I log in with my local IP?

Those videos have a point. Please, use good, high quality proxies or VPS

• Stripe for high-risk industries?
• Need some real talk about account setups?
• Wondering about LLC strategies?
• Need tips on what works (and what doesn't)?

Would be nice to know the answers to these questios.

For high-risk it is necessary to use cloaking to hide your

• Stripe for high-risk industries?
• Need some real talk about account setups?
• Wondering about LLC strategies?
• Need tips on what works (and what doesn't)?

Would be nice to know the answers to these questios.

For high-risk it is necessary to use cloaking to hide your real website from Stripe. Cause otherwise it will go down pretty fast due to violation of Stripe’s policies. There are many companies providing such service, google something like stripe cloaking, payment orchestration etc.
Other questions are quite vague and general, can you please specify a bit?

I need stripe for a high risk business how can i set up i am in canada, i can set it up in Hongkong wherever works i can fly there

You can setup HK company online, you do not have to fly there
There are many companies offering such services, google HK company formation or smth like that

Please, share some tips in order to create a reliable Stealth Stripe account to last for as much as possible

It is always the same, I think it was reported previously on this thread:
1. Take care of your chargeback rate (lower than 1%)
2. Gradual warm up, no aggressive scaling in the first 1-2 months
3. Solid website
4. Cloaking, if it’s high-risk

how do we open more stripe accounts , do i use something as RDP or VPS to not get detected from Stripe,

Correct, also antidetect browser with residential proxies

I've heard people always saying that using a two site method to hide the product/service you're selling will not work because Stripe will see the referral URL from the blackhat site, thus resulting in a ban.

Can you explain a cloaking method that bypasses this (if it exists)?

Well, of course if you just put 1 website in stripe and connect the API to another Stripe will see the refer. You have to be smarter..
There are different methods:
- using services that are PCI DSS certified and process transactions on behalf of stripe and just send the webhook with transaction status to Stripe, without any url info.
- redirect methods. Here customers are redirected to a custom payment page, hosted on the WH website. The redirection urls are spoofed, so no track is left.
Also works, but not as elegant as first option.
- Payment links. Easiest method to implement. You just open stripe on a WH website, create payment links with needed prices and send them to your customers via email.
Resource - intensive, but cheap and easy.

would you recommend stripe over other payment gateways in 2025

Yep, Stripe still wins by a lot

 

[DigitalStoic]

Been in the Stripe for more than 7 years and seen it all!
Currently crushing it with multiple accounts.
The good, the bad, the ugly - I've been through it all and lived to tell the tales!

Got Stripe questions?
Best useful services for Stripe (cloaking, cb alerts and etc)?
Stripe for high-risk industries?
Need some real talk about account setups?
Wondering about LLC strategies?
Need tips on what works (and what doesn't)?

Just drop your questions below!

Quick heads up: This is just me sharing knowledge from the trenches. Not selling anything, not offering services - just straight-up free advice from someone who's been there!
Other Stripe gurus, feel free to jump in with your experiences too!
Let's help each other navigate the Stripe world!

Do you do external services aside from dropping free nuggets

 

[luffu789]

thanks a lot for value the LLC under my name it new I m in the beginning of process thanks ok I will use high quality proxy it my first time in this business

 

[MRDon7]

would you recommend stripe over other payment gateways in 2025

For card payments, it is recommended if you do NOT have other options!

 

[Wankeyme]

I want to start a joint venture renting my stripe, but I don't want fraudsters getting my account banned by chargebacks or noship scams. I already made my API key restricted to only 3D Secure transactions. Can the JV partner mess with the API key to bypass the 3D Secure radar rule?

Stripe Radar isn't a perfect solution against scammers, especially if they're clever with transactions.
Tips to minimize scam risks:

• Check their current payment system and transaction history
• Look at chargeback rates and volume
• Review their website, domain age, and overall quality
• Get detailed info about their business

Access control:

• Only give admin access, never owner access
• Keep email control for password resets
  
  Protect yourself:
• Get paid twice a month
• Keep 20-30% of turnover in account for potential chargebacks
• Set clear payment terms
  
  Final warning:
• Lots of scammers in this space trying to drain accounts
  • If you're new, stick to verified partners
  • Feel free to reach out for help since im experienced in this

hi, i have a question about accepting partial payments, for example i sent an invoice for $100 but the custmer can pay $60 the the pending will be paid later this week, if there a way to enable this kind and common escenarios?

thank you

You can use Klarna for that, either as a standalone psp, or as Stripe APM
They allow to divide payment in several instalments to be paid over a certain time period

 

[bbrokeaf]

Stripe Radar isn't a perfect solution against scammers, especially if they're clever with transactions.
Tips to minimize scam risks:

• Check their current payment system and transaction history
• Look at chargeback rates and volume
• Review their website, domain age, and overall quality
• Get detailed info about their business

Access control:

• Only give admin access, never owner access
• Keep email control for password resets
  
  Protect yourself:
• Get paid twice a month
• Keep 20-30% of turnover in account for potential chargebacks
• Set clear payment terms
  
  Final warning:
• Lots of scammers in this space trying to drain accounts
  • If you're new, stick to verified partners
  • Feel free to reach out for help since im experienced in this

You can use Klarna for that, either as a standalone psp, or as Stripe APM
They allow to divide payment in several instalments to be paid over a certain time period

thanks brother, your real

 

[Huziplex]

what's the best way to make a account on stripe from a country it is not operating

 

[Noah3]

Stripe advice number 1: never rely on Stripe, always be prepared to use at least two other payment processors ready.

 

[arantess]

could recommend guys from UniqPayments for stripe accounts / MID's

 

[Deleted member 999516]

If I understand correctly, you provide your services... A question: how do you determine the motivation behind purchases from those who approach you? For example, a forum member asks for your help: "I have a store selling replicas in the USA." How can you determine that you are not being paid with carding transactions?

 

[liannesilanox]

Been in the Stripe for more than 7 years and seen it all!
Currently crushing it with multiple accounts.
The good, the bad, the ugly - I've been through it all and lived to tell the tales!

Got Stripe questions?
Best useful services for Stripe (cloaking, cb alerts and etc)?
Stripe for high-risk industries?
Need some real talk about account setups?
Wondering about LLC strategies?
Need tips on what works (and what doesn't)?

Just drop your questions below!

Quick heads up: This is just me sharing knowledge from the trenches. Not selling anything, not offering services - just straight-up free advice from someone who's been there!
Other Stripe gurus, feel free to jump in with your experiences too!
Let's help each other navigate the Stripe world!

buying stipe accounts should I only look for the sellers who do selfies?
Stripe always asks for selfie verification?

Also, can the company be registred to non stripe approved country resident/citizen? And the person has only the non stripe approved country ID to make selfie with
But he is a director of a UK LTD.
Will stripe allow it as a selfie?

 

[Deleted member 999516]

would you recommend stripe over other payment gateways in 2025

I'm not the topic starter, but I can also recommend WorldPay. The onboarding process is very challenging, and they might not even contact you for registration. However, if you manage to get a merchant account there, it’s very reliable and long-term. Unlike Stripe, they don’t engage in random account blocks.

 

[PeterNorthpole]

could recommend guys from UniqPayments for stripe accounts / MID's

For someone who's their client, I've had an issue gone unresolved for more than a month now, and their team hasn't been able to fix it yet.

 

[Wankeyme]

could recommend guys from UniqPayments for stripe accounts / MID's

Confirm - they are well-known

If I understand correctly, you provide your services... A question: how do you determine the motivation behind purchases from those who approach you? For example, a forum member asks for your help: "I have a store selling replicas in the USA." How can you determine that you are not being paid with carding transactions?

There’s no clear way to determine such things, but we try to build the trusted relationships, in order to avoid such things. It has been working good so far

buying stipe accounts should I only look for the sellers who do selfies?
Stripe always asks for selfie verification?

Also, can the company be registred to non stripe approved country resident/citizen? And the person has only the non stripe approved country ID to make selfie with
But he is a director of a UK LTD.
Will stripe allow it as a selfie?

Of course. This is a crucial thing. Only with selfies
Stripe will allow that, yes
However UK Ltd is not the best geo to test that right now

 

[EnlightenedVessel]

I have been working with the guys from Uniq for a few months now, they are good in what they do, but they are also fighting an uphill battle. Had my Stripe account closed after 3 weeks of operating, they appealed and Stripe was active again (yes, actually won an appeal). Then selfie KYC was triggered and upon completion, the account got banned instantly again.

Customer service has been really good though, especially Michael, but we were extremely unlucky I think.

HK Stripe set-up by the way. Got a new Stripe now so I am implementing the payment form and then we'll see if we can keep this one alive.