Here are googles rules on the matter;
View attachment 308506
The link incase you need to read it for your self;
https://support.google.com/google-ads/answer/13704200?hl=en&ref_topic=3121768&sjid=2693774397020049804-NA#zippy=%2Cbilling-and-payment-suspensions-faqs
Per your own rules “you will receive a refund if the account was suspended when logging in”
clearly this account has a red message saying pay any outstanding balances

*As soon as I logged in huh?!
This means the account was suspended when I received it, for charging back via your bank while the payments profile was closed. Aka “circumventing” trying to trick google ban.
Once again, please refund me in full or you should no longer be allowed to sell here.