Looking for a MERCHANT SERVICE

[Zed Instruments]

So, i'm looking for a merchant service for my business. We do low ticket, $10-30 per item, and i've been using Stripe, but i've been going through HELL with them. I get shut down BEFORE any chargebacks,

I've been pulling my hair out.

Does anyone recommend a good merchant, or potentially a high risk merchant? My chargeback ratio usually settles around 2-3%.

Thanks in advance guys

 

[c4labs]

hi there

what do you sell? do you have existing processing history with Stripe? (like 3 months of history)
2/3% of chb, fraud chb or service chb?

 

[Zed Instruments]

I have existing history yes

 

[Nut-Nights]

Verotel.com I am not affiliated with them.

 

[theeyeinside]

Without more information on where you live and what kind of products you sell, it is almost impossible to make suggestions.

Have you applied with Authorize.net ? Cheapest $25 /mo merchant account there is.

If you have high risk products, just google "high risk merchant account"

How do you sell? Through a shopping cart? Button ? What?

If you have a cart, try WooCommerce. Get the free plugin and go to the GPL club GPLDL. Look in the WooCommerce area. See all the plugins for "gateways". Try some of those gatesways.

Or signup with Shopify as a DEVELOPER. You can make as many free shopping carts for your "clients" as you need. They start charging when you hit 50 sales. There are many gateways listed there as well.

Sincerely,

TheEye

 

[Stripeholic]

What are you selling?

 

[Nana Dada]

So, i'm looking for a merchant service for my business. We do low ticket, $10-30 per item, and i've been using Stripe, but i've been going through HELL with them. I get shut down BEFORE any chargebacks,

I've been pulling my hair out.

Does anyone recommend a good merchant, or potentially a high risk merchant? My chargeback ratio usually settles around 2-3%.

Thanks in advance guys

Check out this:

https://fastspring.com/

 

[EazyViral Support]

If I selling YouTube watch hours and subscribers, what payment gateway can I use? For credit card

 

[Nana Dada]

If I selling YouTube watch hours and subscribers, what payment gateway can I use? For credit card

If you do not need any integrations with your software, try using something simple, such as SendOwl. Just set up a few products (such as "1000 YT views", "5000 YT veiws"), generate your payment links and send them to your customers. Once they pay, deliver your product, that's it. But remember that even the most simple payment processor such as SendOwl requires you to have a business PayPal account. That's why I recommend FastSpring - they do not ask much questions, can accept cards and PayPal , and can withdraw your funds to Payoneer, personal PayPal account, or via bank wire. Love those guys, really.

 

[M4DM4X]

You can just create create PayPal buttons for each service you sell, and label each button with something like "social network service" or "multimedia service"

 

[James2774]

Guys selling likes, views, etc is prohibited by PayPal, Stripe, Square, etc
Have alternatives that are not restricted in place so you have continuity when you get shutdown on credit cards, and have backups, or use a method for credit cards that is not restricted or bypasses this.

 

[Zed Instruments]

Check out this:

https://fastspring.com/

Going to check this out! Have you tried this before?

 

[Deleted member 219055]

If you do not need any integrations with your software, try using something simple, such as SendOwl. Just set up a few products (such as "1000 YT views", "5000 YT veiws"), generate your payment links and send them to your customers. Once they pay, deliver your product, that's it. But remember that even the most simple payment processor such as SendOwl requires you to have a business PayPal account. That's why I recommend FastSpring - they do not ask much questions, can accept cards and PayPal , and can withdraw your funds to Payoneer, personal PayPal account, or via bank wire. Love those guys, really.

If you sell likes, views etc, wont paypal limit the account?

 

[Deleted member 1313244]

You tried Square?

 

[Nana Dada]

Going to check this out! Have you tried this before?

Yes, I use this and they are great (not affiliated or anything)

If you sell likes, views etc, wont paypal limit the account?

I personally don't sell this, and if you sell them thru SendOwl or something like that chances to get your PP are lower I guess (but I am not 100 percent sure to be honest)

 

[c4labs]

Going to check this out! Have you tried this before?

I will avoid them, they are a CMS not a payment provider.
You should ask which bank or PSP is behind they payment solutions, if they work with a stripe, etc. you will need to avoid it

 

[Nana Dada]

I will avoid them, they are a CMS not a payment provider.
You should ask which bank or PSP is behind they payment solutions, if they work with a stripe, etc. you will need to avoid it

CMS? You must be mistaken - they are technically a reseller of your digital products. They accept payments for your products and then let you withdraw the money. And I don't quite understand what Stripe and other similar services have to do with them. Have you checked their site carefully, dude?

 

[PrayingMantis]

CMS? You must be mistaken - they are technically a reseller of your digital products. They accept payments for your products and then let you withdraw the money. And I don't quite understand what Stripe and other similar services have to do with them. Have you checked their site carefully, dude?

Can I use this with Woocommerce? I can't see anything that confirms this on their website.

 

[Nana Dada]

Can I use this with Woocommerce? I can't see anything that confirms this on their website.

They have a dedicated plugin for Wordpress: https://fastspring.com/integrations/wordpress/

 

[c4labs]

Indeed, fastspring is the MoR (merchant of record) so they will process on your name (so they are not a PSP/acquirer)
https://fastspring.com/blog/what-need-to-know-payments-digital-business/

IMO, its not a good idea if you plan to generate some charge-backs, because they can block/hold/refund as much as they want.