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Where to get a merchant acount with high chargebacks?

Discussion in 'BlackHat Lounge' started by attempt, May 1, 2012.

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  1. attempt

    attempt Newbie

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    I don't know what to do. My merchant account got put on hold because of excessive charge backs and the CSR assigned to me at first data basically said that I better get lower the charge backs immediately or I'll be kicked off. I'm going to get kicked off for sure. Where can I get a merchant account for charge back rates of about 5%? I've even given refunds to over 50% of people asking for it and kept calm with people screaming and crying at me over the phone.

    It's so frustrating, I'm thinking of adding a charge back policy and putting it on the front page! Any other ideas?

     
  2. sevenfigurez

    sevenfigurez Junior Member

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    I would say go to the root of the problem, and ask yourself why the hell you're getting a high % of chargebacks.
     
  3. NX_NULL

    NX_NULL Regular Member Premium Member

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    What are you selling ?
    is it re-bill ?

    One way to decrease cb is writing your support phone number on their charge details , when they see the charge on their statement they immediately can call you and it will decrease cb


    they are a couple more ways as well, let me know what u sell to tell you
     
  4. attempt

    attempt Newbie

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    No, it is not re-bill. It's selling flowers. Basically, someone orders something for 100 bucks so you would send 50 bucks to the florist to make it and pocket the rest.
     
  5. RumplesForeskin

    RumplesForeskin Newbie

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    Find a processor that allows micro debiting.
     
    • Thanks Thanks x 1
  6. freedm

    freedm Newbie

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    Can you PM me?
     
  7. GoogleCrack

    GoogleCrack Jr. VIP Jr. VIP

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    2% is high chargeback! If i was you i would do something else!
     
  8. JimmyWong

    JimmyWong Registered Member

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    Stop ripping people off by the sound of it. 5% after refunds is a disgrace.
     
  9. GoogleCrack

    GoogleCrack Jr. VIP Jr. VIP

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    Yup!!!

     
  10. the_demon

    the_demon Jr. Executive VIP

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  11. MiLiTARYiV

    MiLiTARYiV Senior Member

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    first data is scammers I would never use them again...gspay will scam too