1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

What's the worst that could possibly happen?

Discussion in 'Making Money' started by MotiveVision, Oct 7, 2013.

  1. MotiveVision

    MotiveVision Junior Member

    Joined:
    Oct 2, 2013
    Messages:
    100
    Likes Received:
    21
    Occupation:
    Finding Atlantis..
    Location:
    The Wano Kingdom
    Today I lost my Debit card, fortunately I called my bank and got them to cancel the card before anyone could use it, I should receive a new card soon :).
    But what I've been wondering is if I hadn't noticed that my card had gone missing and some shady person had found it, what's the worst that could of possibly happened besides them withdrawing the money? I can't seem to find the answer anywhere, I was thinking that they could of used my details for something..or possibly put me in debt but it's a debit card so I suppose they would only be able to withdraw the money that I already have on it.


    What are your thoughts on this?
     
  2. Panther28

    Panther28 Elite Member

    Joined:
    May 2, 2010
    Messages:
    2,268
    Likes Received:
    3,405
    Occupation:
    Internet.
    Location:
    Internet.
    if you reported, your covered. it will show as canceled.
     
    • Thanks Thanks x 1
  3. atw777

    atw777 Newbie

    Joined:
    Oct 1, 2013
    Messages:
    11
    Likes Received:
    0
    Nothing really did you report and sign a police report if they used it somewhere
     
  4. BusinessMagnet

    BusinessMagnet Power Member

    Joined:
    Jul 4, 2013
    Messages:
    675
    Likes Received:
    321
    Doesn't your card ask for PIN NO. while withdrawing?
     
  5. proxyblaze

    proxyblaze Jr. VIP Jr. VIP

    Joined:
    Oct 26, 2011
    Messages:
    822
    Likes Received:
    139
    Occupation:
    Technical Assistant (Wipro)
    Location:
    ProxyBlaze.com
    Home Page:
    Debit card needs a PIN to withdraw here. Whoever found it might be able to do shopping with your card.
     
  6. JackSparrow

    JackSparrow Supreme Member

    Joined:
    Mar 24, 2007
    Messages:
    1,469
    Likes Received:
    2,054
    Occupation:
    Semi-Employed Pirate
    Location:
    search 4 blackhatsparrow
    Home Page:
    They would of only really been able to empty your bank account of your hard earned cash. Unless your account had an overdraft facility they wouldn't be able to put you in debt.

    I think they could find out your pin by somehow manipulating the chip on the front.

    But the likely hood of your debit card landing in the wrong hands by dropping it in the street or something is highly unlikely.
     
    • Thanks Thanks x 1
  7. drogon

    drogon Elite Member Premium Member

    Joined:
    May 28, 2010
    Messages:
    2,109
    Likes Received:
    1,006
    I had my card cloned (copied) and used to withdraw around $1000 using an atm in another country. Once i found out, called the bank to cancel the card and (going by your location) in the UK this is counted as fraud by the bank and legally this is a theft from the bank not from you personally. So the bank are obliged to immediately refund me the money and then sent a disclaimer form to say i was not responsible and i authorize them to investigate the case using the police if necessary.

    Lesson Learned: Always cover the keypad at the atm with one hand while entering your pin with the other.
     
    • Thanks Thanks x 1
    Last edited: Oct 8, 2013
  8. MotiveVision

    MotiveVision Junior Member

    Joined:
    Oct 2, 2013
    Messages:
    100
    Likes Received:
    21
    Occupation:
    Finding Atlantis..
    Location:
    The Wano Kingdom
    Thank you for the helpful responses.
     
  9. Invoker

    Invoker Regular Member

    Joined:
    Mar 26, 2013
    Messages:
    338
    Likes Received:
    298
    they gonna use your debit card as a time machine to kill your grandparents
     
  10. PrinceVisi

    PrinceVisi Elite Member

    Joined:
    Jan 11, 2012
    Messages:
    1,916
    Likes Received:
    1,009
    Occupation:
    BusinessMan
    Location:
    Tropoja

    You must have lots of free time right now!

    What happened, happened!
     
  11. cherry676

    cherry676 Registered Member

    Joined:
    Sep 1, 2013
    Messages:
    58
    Likes Received:
    41
    Occupation:
    Associate software engineer
    Location:
    India
    Why is this in the Making Money section??
     
  12. MotiveVision

    MotiveVision Junior Member

    Joined:
    Oct 2, 2013
    Messages:
    100
    Likes Received:
    21
    Occupation:
    Finding Atlantis..
    Location:
    The Wano Kingdom
    This may not be about 'Making Money' but it is relevant as it's helped me gain advice to keeping my money safe, this information is helpful for everyone.
    Why're you complaining?