1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

What can Paypal do with my negative balance ?

Discussion in 'Making Money' started by tonyd2wild, Mar 29, 2013.

Thread Status:
Not open for further replies.
  1. tonyd2wild

    tonyd2wild Newbie

    Joined:
    Mar 3, 2013
    Messages:
    42
    Likes Received:
    0
    I'm done with Paypal now the buyer opened a dispute and sent back the wrong item and got his refund, basically getting the item I sent for free. I am -345 right now on my Paypal business account and I am not going to pay I am done with them A-holes.. They have my name and address but not my social so if I do not pay them what will happen guys? Will I be sent to a debt collector? I have a OLD BA and CC on file that is no longer active, they have already tried to take money from there but they couldnt...Also I have a personal account as well will they turn that account negative to ? I have my current BA and CC so should I go ahead and delete that information now ?
     
  2. tomsko

    tomsko Regular Member

    Joined:
    Nov 2, 2012
    Messages:
    461
    Likes Received:
    269
    Occupation:
    IM
    They probably won't do anything. close your account at worst
     
  3. srinu0812

    srinu0812 Supreme Member

    Joined:
    Nov 1, 2012
    Messages:
    1,311
    Likes Received:
    756
    They will do nothing. If you are done with PP, forget about it. They will send occasional emails to you saying that you need to clear your negative balance blah blah
    Forget that account.
     
  4. dkanalie

    dkanalie Junior Member

    Joined:
    Jan 13, 2010
    Messages:
    174
    Likes Received:
    40
    In Germany there are plenty of reports that they will come with a debt collector ... on top of the original amount ppl claimed that they had to pay lawyer and "processing" fees.
     
  5. Ste Fishkin

    Ste Fishkin Jr. VIP Jr. VIP Premium Member UnGagged Attendee

    Joined:
    May 14, 2011
    Messages:
    1,984
    Likes Received:
    10,092
    Occupation:
    Rands Sex Slave
    Location:
    England
    In england when I went neg they sent a bailiff.

    If you used your real information then they will come knocking at your door.
     
  6. xibit

    xibit Newbie

    Joined:
    Jan 29, 2012
    Messages:
    9
    Likes Received:
    1
    They've never done anything to me, and I acquired a bit more than you in negative bal.
     
  7. HerpDerpSlerp

    HerpDerpSlerp Power Member

    Joined:
    Mar 19, 2013
    Messages:
    778
    Likes Received:
    623
    Why don't you dispute it? If you used paypal for quite some time with hardly any chargebacks let them know what happened. In detail. did you at least try that?
     
  8. Furious George

    Furious George Supreme Member Premium Member

    Joined:
    Dec 13, 2012
    Messages:
    1,437
    Likes Received:
    2,176
    It makes no difference if you delete the bank account and credit card from paypal. They will try to charge both for the negative balance, per their terms of service. (yes, even if it's deleted.)

    Your best bet is to call customer service and get the issue resolved with them. I've actually won lawsuits with paypal where they f_cked this up.

    If they don't resolve it (most likely) you need to block the charge from your bank account and credit card, or close them completley if you can without causing too much of a headache with your finances.
     
  9. dkanalie

    dkanalie Junior Member

    Joined:
    Jan 13, 2010
    Messages:
    174
    Likes Received:
    40
    Well said. If you say the product which was sent back is NOT the real product I would report it. I mean PP is a biatch but you can try at least. If there's enough good reputation on your account : )
     
  10. tonyd2wild

    tonyd2wild Newbie

    Joined:
    Mar 3, 2013
    Messages:
    42
    Likes Received:
    0
    There isn't much reputation on my business paypal account.. And I have tried they favored with the buyer and said they can not do nothing more for me... And some of you guys did not read what I said correctly.. I did this transaction on my business account it had a Bank and Credit card account linked to it, BUT that account and credit card is NO longer active.. My other question was if this account stay negative will it affect my PERSONAL account at all ?
     
  11. tonyd2wild

    tonyd2wild Newbie

    Joined:
    Mar 3, 2013
    Messages:
    42
    Likes Received:
    0
    bump lol
     
  12. Guthridge

    Guthridge Junior Member

    Joined:
    Apr 21, 2012
    Messages:
    100
    Likes Received:
    16
    SWIM owes -6000 in there paypal. make sure if you ever make a new paypal to not use your real information or they will link the two accounts. Also theres was a good thread about this were someone posted a way to get out of it. Its worth looking into the fair collections act if your very worried about it
     
  13. tonyd2wild

    tonyd2wild Newbie

    Joined:
    Mar 3, 2013
    Messages:
    42
    Likes Received:
    0
    Do you have a link to that thread.. The Business account has my name and address but no SSN... But my Personal one does... So do you think I can say I was not using the account?
     
  14. Guthridge

    Guthridge Junior Member

    Joined:
    Apr 21, 2012
    Messages:
    100
    Likes Received:
    16
    SWIM account also has his name and address. he has just ignored calls and is waiting. eventually they will give up. With only -345 i SERIOUSLY doubt they will even call you maybe email you a couple of times. My friend only gets a call or email maybe once every couple of months
     
  15. rajeshkumar1190

    rajeshkumar1190 Junior Member

    Joined:
    Jul 28, 2011
    Messages:
    191
    Likes Received:
    59
    Location:
    BHW
    I think you can't create another paypal accounts with your personal details :confused:
     
  16. rasmusk

    rasmusk Senior Member

    Joined:
    Oct 4, 2012
    Messages:
    908
    Likes Received:
    362
    Occupation:
    Bypassing IRA
    Location:
    Cayman Islands
    Ignore calls, emails and letters.

    Have a friend in the UK who also owe them around 1000 pounds.. They still call him occasionally and sent him letters with threats, but I'm sure nothing have happened to him yet.. He is broke though, so maybe thats why^^
     
  17. tony28328

    tony28328 Newbie

    Joined:
    Mar 3, 2016
    Messages:
    1
    Likes Received:
    0
    Sold a gtx 650 vid card - I made a mistake in the title, same specs... Offered a partial refund, buyer tells me he wants a full refund and keep the card( via ebay messaging), otherwise he will ruin my ebay feedback - so I just told him it's blackmail.

    Sold a samsung laptop, in perfect working order, get a message upon delivery the laptop graphics damaged and missing 9 screws, return request in an improper english. Now if shipping damaged graphics, ok, but missing 9 screews? W*F?



    Decided to give up on ebay sales. Paypal will go balistic for £160?!
     
  18. blubanana

    blubanana Newbie

    Joined:
    Nov 18, 2015
    Messages:
    6
    Likes Received:
    0
    A few years back when I was 12 or 13, maybe even younger, I had a paypal account. I sold a couple of items on ebay and I was so pleased I had made some money (only a few £), I went and spent it. Few days later the buyer opens a dispute to return the item and wins. My paypal account went to -£2.43. I had letters, multiple phone calls a day, and a bailiff at my door. All for a 12 year old who owed £2.43. Eventually I had to get my grandad to write me a cheque for paypal for the £2.43, and if memory serves me correctly, I had to post it to Texas. Was defiantly in the US (I'm in England).
    I hope they've become a bit more lenient since. If you owe paypal any amount of money, they will chase you down. Is (£$)345 worth a bad credit score?
     
  19. BharatGroup

    BharatGroup BANNED BANNED

    Joined:
    Mar 1, 2016
    Messages:
    11
    Likes Received:
    6
    It depends where you are located.In the EU paypal acts like a bank even they are registered as financial institution and also only thx to the correct luxemburg government.
    Myself i opened a court case against paypal for theft,false claims being a bank and knowingly lying to customer.
    To your protection against a balif open a police case and create a report that the buyer is trying to scam you.So once the balif comes you show him the report and tell him to fu*ck off or if he wants money to come with a court notice which he will never get.
    So baliff may come but without your consent he can't do anything
     
  20. Apricot

    Apricot Administrator Staff Member

    Joined:
    Mar 26, 2013
    Messages:
    12,212
    Likes Received:
    7,503
    Gender:
    Female
    Occupation:
    BHW Moderator
    Location:
    London
    Home Page:
    necrobump - thread closed
     
Thread Status:
Not open for further replies.