What is the difference between Virtual Gift Card and Visa Gift Card? I bought a Visa Gift Card last year and added an address , name and email. I used it to verify my Paypal and to buy a few services. I even added a fake name and Paypal still has not banned me ( My account is 4 years old ). What is so great about Virtual Credit Card? People are charging 10 - 15 dollars extra for it. My Visa Gift Card costs 4 dollars to register and i can add between 25 - 1000 dollars.