1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

Verifying Paypal without using SSN?

Discussion in 'Ebay' started by pearannoyed, Jun 20, 2014.

  1. pearannoyed

    pearannoyed Newbie

    Joined:
    Jun 20, 2014
    Messages:
    2
    Likes Received:
    0
    Hi, all...my apologies first of all if this is in the wrong spot. I've been doing a lot of reading around here before joining and posting, but I need some guidance and have seen lots of other Paypal topics in this forum. None that answer my particular question, though.

    I have a Paypal stealth account - all has been fine with it for several months, but now they want a SSN or EIN to verify the account. Well, since it's a stealth account, I obviously don't want to give them my SSN. I wouldn't mind applying for an EIN number, but that also asks for SSN. So...can someone please tell me how to verify the account? Or, if it's just not possible, suggestions as to what to do next? Thanks so much!
     
  2. cyber.surfer

    cyber.surfer Regular Member

    Joined:
    Feb 27, 2012
    Messages:
    253
    Likes Received:
    102
    IMO, SSN/EIN is required when reach 20000$ and 200 transactions in a year and they issue 1099-K for this. It is mandatory as required by the law. They report this to IRS.
    Generally to verify an US PP account you just need a bank account to be attached with your PP.
    If you do not come under the 20000/200 bracket then its better to call them sort it out as they cannot force you for your SSN.
     
  3. Infestor03

    Infestor03 Jr. VIP Jr. VIP Premium Member

    Joined:
    Mar 25, 2014
    Messages:
    126
    Likes Received:
    30
    I dont reall get it why they need ssn to verify your pp account like cyber.surfer says you only need a bank account to verify you pp account. They only ask for ssn if you want to increase withdrawal limit.
     
  4. pearannoyed

    pearannoyed Newbie

    Joined:
    Jun 20, 2014
    Messages:
    2
    Likes Received:
    0
    This is the email that I received:

    I'm sure I'm close to 200 transactions, but nowhere NEAR $20K. (Probably not even $1K.)

    I wouldn't mind attaching bank account info, but again...it's a stealth account, so the name/address/etc. on the Paypal account wouldn't match my real info. And my real info has been booted from Etsy before, thus the stealth account. So if I used different bank account info, wouldn't that be a big red flag? I don't want to do anything to compromise this account, and I'm nowhere near as stealth savvy as all of you seem to be! I tried contacting the people who set up the account for me, but haven't heard back from them. :(
     
  5. cyber.surfer

    cyber.surfer Regular Member

    Joined:
    Feb 27, 2012
    Messages:
    253
    Likes Received:
    102
    Nothing to worry about what's on the bank file.Paypal has no access to it. So just add the routing info and account number you want to add. You will be good to go.
    I assume your account is not limited yet. Withdraw the amount and leave this account for no further hassle.
     
  6. daniloleeangelo

    daniloleeangelo Newbie

    Joined:
    Mar 12, 2016
    Messages:
    20
    Likes Received:
    2
    Maybe if you call them and say that i dont have SSN now but i have other proofs for verification they will consider it