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*Sigh* Student loans

Discussion in 'BlackHat Lounge' started by sixalarm, Dec 16, 2011.

  1. sixalarm

    sixalarm Regular Member

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    I hate my student loans...and wish they would suspend payments during the holidays. Could never work....but I can dream :D
     
  2. kirkonpolttaja

    kirkonpolttaja Senior Member

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    I like student loans :) zero interest and you have time to pay even after 2 years you have graduated. I need to pay 1200€ but i think i will pay it in a few years if i feel like it.
     
  3. acotut

    acotut Elite Member

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    Anyone needs an affiliate link? :D
     
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  4. sixalarm

    sixalarm Regular Member

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    Daaaamn! What country are you from? That is a pretty sweet deal haha. My student loans are at like 6% interest...and I got 40k in them.....makes me hate the version of myself from 3 or so years ago lol.
     
  5. kirkonpolttaja

    kirkonpolttaja Senior Member

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    Yeah it is ;) I live in Finland... school doesnt cost shit and i get paid when i go to school (university).
     
  6. sixalarm

    sixalarm Regular Member

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    God Im so jealous of you and your sensible country haha :p.
     
  7. fr33sh

    fr33sh Registered Member

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    Same here i feel you. If I had to the 20K I owe and put it into IM, I would be better off now. The sad thing I didn't even go to a school with dorms. That in short means I owe 20K and had no fun spending it, and I have a good degree in something I can barely tolerate doing now. I wish the old version of me would have opted for the common sense upgrade, instead of the degree add-on pack. lol.
     
  8. Toga03

    Toga03 Newbie

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    I've got 60K and my wife has 250K - I'll gladly trade you
     
  9. sixalarm

    sixalarm Regular Member

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    Tell me about it! I have a MPA but my state's economy is in the toilet, so there are like no jobs in that area of work. Luckily, I can support myself with my SEO work and writing articles, but I'm always thinking about what better ways I could spend that 400 a month on lol.
     
  10. Roparadise

    Roparadise BANNED BANNED

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    What did you and her take in college? $310k in college debt for two people is insane.
     
  11. sixalarm

    sixalarm Regular Member

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    A former friend of mine has 90k in debt just for undergrand...philosophy degree :rolleyes:. She is now racking up another 40k so she can become a social worker....FAIL lol.
     
  12. Toga03

    Toga03 Newbie

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    Me- Masters in Internet Marketing Her: MBA & JD
     
  13. hawke

    hawke Power Member

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    I just signed a note for $60,000 in school loans, Minus a $3000 scolarship... lol...
     
  14. fr33sh

    fr33sh Registered Member

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    Wow.

    What did you guys take.
     
    Last edited: Feb 24, 2012
  15. Roparadise

    Roparadise BANNED BANNED

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    If I'm not mistaken isn't the cheaper route is to go to a 2 year college first that is cheaper,then transfer to a 4 year college for the remaining two years? As the bachelors degree isnt the one that really counts when applying for a job,like a company doesn't care where you got your associates degree from if the bachelors is from a good university?
     
  16. fr33sh

    fr33sh Registered Member

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    This true kind of. You can for example to go to a community college and get all your core classes out of the way cheap. Then transfer to a uni and get the your actual field studies there.

    This will also help you if you didn't do so great in highschool because if you keep your gpa up in the first school, when you go to transfer you will have a better chance at highschool. Most scholarships look at your most recent gpa.

    Really at the end of the day all depends on your ability to sell yourself. I have gotten some good jobs with my associate in my field.
     
  17. Roparadise

    Roparadise BANNED BANNED

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    Doesn't AP credits with at least a certain score in each over weigh a High School Diploma with low gpa? I know that in Europe you can apply to a college with those instead of your high school diploma,not sure about U.S. colleges.
     
  18. supervortex

    supervortex Junior Member

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    My school loans are nearly 200k, with several of the loans originated at nearly 9%. Last week I finally called Sallie Mae, and said I was no longer going to be able to pay, at all. Shortly, they lowered 150k of the debt to 1% interest. They will do almost anything these days to prevent a default. In my state, it is very difficult for debt collectors to capture anything, making it much easier to negotiate better terms.
     
  19. neodregan

    neodregan Regular Member

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    I feel you man. I just put some of my loans on deferment until I can find a job since I just graduated as well. IM is paying some of the bills now though luckily.
     
  20. Roparadise

    Roparadise BANNED BANNED

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    What courses did you take? $200k is a lot for one person.