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Rupee Virtual Credit Card

Discussion in 'Hire a Freelancer' started by Brink, May 27, 2016.

  1. Brink

    Brink Junior Member

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    I need a VCC that has Rupee on it. Or that can make a purchase in Rupee.

    Seems there is tons of services that let Indians buy USD VCC but not Americans buy Rupee VCC.
     
  2. TheNoobGuy

    TheNoobGuy Junior Member

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    That's probably coz the reserve bank of India doesn't like the concept of "virtual credit cards".
     
  3. BlogPro

    BlogPro Jr. VIP Jr. VIP

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    It actually does. A lot of banks provide this service to generate a One Time use card.

    ICICI bank has ICICI Pockets - which is a virtual card.

    @Brink get the Freecharge App. It allows you to maintain a wallet and generates a one-time mastercard called "Freecharge Go"

    https://www.freecharge.in/mobile/freecharge-go

    This is valid at most merchants that accept a Mastercard.

    The balance is taken from your Freecharge Wallet. So everytime you add funds, your VCC can be used.
     
  4. TheNoobGuy

    TheNoobGuy Junior Member

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    Ah well, there's a reason I'm still "TheNoobGuy" :D :p
     
  5. Brink

    Brink Junior Member

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    You're Awesome man. Thanks
    and you sure that an indian company can charge it in rupee? Its trying to be charged 2 rupee.
     
  6. BlogPro

    BlogPro Jr. VIP Jr. VIP

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    I don't see why not?

    Freecharge is an Indian company. The MasterCard you are issued is issued in INR.

    Just remember though, Freecharge requires you to verify your mobile number. So you may have to approach someone in India to do that for you.
     
  7. srb888

    srb888 Elite Member

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    Well, if you're not living in India, most of the Indian ecom sites will accept your $$ payments (or Euro, GBP, etc currency) without complaints. They accept VISA, MC, or Paypal, etc, and those payment gateways will convert the foreign currency into INR automatically. E.g., the $ (or the foreign currency) will get converted into INR automatically and then the payment will be made in INR. Try it first... or anyone has for example an SBI account can create a one-time VCC and you can use that detail to purchase from an Indian site. Also check if they deliver the item to your destination before you order.
     
  8. abhi007

    abhi007 Jr. VIP Jr. VIP

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    But does the freecharge thing work for International transfers? Like say for instance some banks in India do not allow to fund a payment processor based outside India...mostly the nationalized ones...if I get the VCC...do you think if I attach it to payment processor, it can help me fund my account? Would appreciate some insights.
     
  9. REAL EMAIL ID

    REAL EMAIL ID Jr. VIP Jr. VIP

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    you can create VCC on SBI account it will work for international transfers.
     
  10. abhi007

    abhi007 Jr. VIP Jr. VIP

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    I know that man...my bank doesnt allow that's why asked him about freecharge...
     
  11. BlogPro

    BlogPro Jr. VIP Jr. VIP

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    Actually that is not entirely the case.

    India has a compulsory payment layer called 3D-Secure on all Credit & Debit Transactions. So the paying card needs to be active the same (Verified by Visa for Visa, Mastercard Securecode for Mastercard etc/)

    This is not mandatory for American oe European cards - so the transactions will fial.

    No Freecharge Go will work with Indian merchants only. Or Gateways that process transactions in INR only.

    http://support.freecharge.in/suppor...card-with-a-particular-merchant-what-do-i-do-
     
    • Thanks Thanks x 1
  12. BlogPro

    BlogPro Jr. VIP Jr. VIP

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    Please excuse the typos and brevity in this post, I was typing on my phone. :)