I just made a thread about a recent suspension experience. I did some research and apparently if you try to login to pinterest and it says account suspended, it's just suspended. Follow the directions they give, send them one nice message and wait. If you don't hear back within like a week I would try sending another message (they will start a zendesk convo with you via email). From what I've read, if you still don't hear back within weeks then the account is probably toast, but you should try to get it back.
I read similar things about twitter accounts, twitter will even allow you to spam a few times and will forgive you and give your account back, you just have to ask. I don't know if pinterest will FORGIVE your spam per se, but they will usually give your account back if you just write and ask.
Strangely enough, the biggest shitstorm comes from people pinning their own etsy shit, and that's one of the big things they are looking for. They want you to have a business account if you are pinning your own etsy listings. If you are just pinning your money site, they have no way of knowing that's YOUR money site. If all you are pinning is your money site then that's kind of a flag, but think about it from their point of view. If you are pinning pictures, and the links point to web pages that are relevant to the pictures you're pinning, and you're not getting like mass complaints from people or anything, why would they care? I mean even if people are complaining, sometimes competitors will do shit like that and they know it. Many people mass pin things that come from a certain site just because they like that site or whatever, they don't care about that really as long as the site represents the pin, what they are shooting for is people promoting the things they are selling themselves. They want to mark your account as a business account so they can find a way to charge or market to you in the future.
To Zsooo, no, they don't get mad or report it because all of my pins point to sites that are relevant to the pin. I don't *spam* pinterest in the traditional sense of the word. I do own websites that sell things or have ads or offers, but I only pin relevant pins to them on relevant boards. I never change URLs to pins, the one time I tried that I got a suspension, I just made a thread about it.
As I've always said, make a business account from your money site, then use a personal account to repin your business account pins. You want your power accounts to be personal accounts. Personal accounts are the heart of pinterest and that's where you want to blend in.
Edited to add: This should be obvious but I should point out, you have an option to add a website address on your profile, that backlink can get you a lot of traffic and good PR. It should be obvious you don't want to put a link to any of your moneysites there, they will see that you are pinning links to a site that you have verified in your profile and will want you to switch to a business account. Put a link in your profile to a site that you don't pin to a lot from that account.