DR Resolved @PayWithVCC vs @AnythingWeird

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Hello BlackHatWorld Support,


This is Anything Weird, and I am submitting a formal dispute regarding the seller Paywithvcc.

I made two separate payments in USDT (TRC20) for two virtual cards from this seller. Both cards were non-functional, and despite his claims that the BINs would work for USA-based transactions, they did not. The cards turned out to have Chinese BINs, which were completely unsuitable and not as advertised.

After encountering issues, I attempted to contact the seller multiple times on both Telegram and BlackHatWorld. When I messaged him saying “Can you check?”, he completely ignored me and never replied. After receiving the payment, he stopped communicating and made no effort to resolve the issue.

Additionally, he falsely claimed that I used $217 on one of the cards, when in reality I only used $17. I have the actual usage proof to confirm this and show that his claim is completely inaccurate.

I have attached all the relevant evidence, including payment confirmations, message logs, and screenshots showing his lack of response and the card usage history.

I am not asking for a refund.
My only request is that this seller be banned to prevent further members from being misled or scammed. His conduct has been dishonest, misleading, and completely unprofessional.

Thank you for your time and assistance.

Best regards,
Anything Weird
 

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Dispute Request Approved
Information For The Accused
@PayWithVCC, you have 24 hours to respond to this disputes thread. If you do not respond within 24 hours or we note that you're engaging in any other activities on the forum rather than dealing with this dispute, the decision will be made in favour of the dispute starter and you will be permanently banned from Black Hat World. In the event that you're permanently banned from the forum, you may send in a support ticket using our support channel only once you've refunded and/or provided what the plaintiff has requested.

If your responses to this dispute do not remain prompt, your account will be banned.


Information For The Accused & The Dispute Starter
Please remain professional as name calling, insults, griping, tu quoque, and ad hominem will not be tolerated. Should the dispute starter resort to this, the dispute will be forfeit; and if the accused resorts to this, the dispute will automatically be in the dispute starter's favour.

If the focus of this thread shifts from trying to resolve the dispute to simply wanting to see the other party banned, the dispute will automatically be ruled in favour of the other party.

The moderator mediating this dispute is simply trying to fair a resolution to this dispute. Any mod abuse or accusations (e.g., "you're biased", "you're protecting scammers", etc) directed toward the moderator will not be tolerated and may result in an infraction for mod abuse.

Information For Other Members
If anyone else has the same issue with the accused, you may respond so long as you supply evidence in the form of screenshots, videos, etc.

Please bear in mind Dispute Resolution section rule #4 before responding.

"If you are not directly related to the situation, or are not offering information directly related to the situation: do not post in the thread. Anyone caught doing so will receive an infraction and be reply banned from posting in the thread."
 
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Respected BlackHatWorld Support Team,

Thank you for providing us a chance to respond the concerns raised by the 'Anything Weird'
All feedback is important to us, and we'd like to address the clarification concerning the stituation.He has only shared chosen screenshots that display his perspective of the conversation, lacking the complete context or our replies.we have been available all the time for all respected customers.
We had issued 2 cards for Mr "Anything Weird"
Card 1 > 4367970157332324
Card 2 > 4411120090319709
Responses to cliams are as follows:
He claims that both of cards are non functional, While these both were issued and still active and were used for a nominal amount from his end.
He stated that he contacted several times but we ignored him, Here are proofs attached in form of screenshots that whenever he contaced, we responds him promptly.
He stated that we accused him of using 217$ , we had bank transaction screenshot to prove that he tried to use this amount on BUYBRITIAN.com and on telegram he even stats that he tried to pay 17$ and claims that website is fake and applies some sort of hidden fee i.e "240GBP" which approx equals to "320$" is hidden fee as claimed by Mr. Anything Weird.
He claims that on receiving payment, we vanished in thin air and had no communication and didn't made any effort to resolve the problem, we even provide him extra visa card information to try and we stayed in touch till our last conversation as Mr. Anything Weird kept us waiting by saying that he'll try some other payments and then never contacted on telegram after 17th of april.
On 19th of April, Mr came on BHW and firstly he told to refund his whole amount, we agreed to refund as per our refund policy and requested to remove cards from his merchants portal, we again even asked for his USDT address so we could refund his amount but he never told us his USDT address. And suddenly out of nowhere he came back after a week and creates a dispute against us.
Screenshot 1 & 2 > start of conversation on BHW
Screenshot 3, 4 & 5 > issuance of 1st card
Screenshot 6 > topup fee structure
Screenshot 7 > Declined transaction of 240GBP
Screenshot 8 > he claims that we mentioned in thread of having 0$ cards which was misleading as we don't state so in thread.
Screenshot 9 & 10 > 2nd card generated and authorized for payments on Apple.com
Screenshot 11 > 17th april last conversation recevied on telegram.
Screenshot 12 & 13 > 19th april, he claims for refund and we agreed and asked for USDT address.
Screenshot 14 & 15 > Bank transactions proof for declined 240GBP i.e 320$ transaction and authorizations.

For Black Hat World supprt staff, we remain ready to coperate to address this issue in a just and open manner.


We appreciate your time and consideration.
Best Regards,
PayWithVCC
 

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Remaining Screenshots are attached here.

Best Regards,
PayWithVCC
 

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From the start, all I wanted was a clear answer why the cards didn’t work. I reached out multiple times, asking for help and clarification, but the seller never gave me a proper response. Instead, he chose to ignore my messages.

He also claimed his cards would work on Apple.com, and when I asked him directly, he confirmed. But when I tried to use the cards, they didn’t work at all. Not on Apple, not on any major service. Both cards were non-functional and unused because they kept getting declined.

Also, he’s using FotonCard, which he tried to blur out in his screenshots to hide the actual provider. I’ve attached a BIN checker screenshot that clearly shows the card is from FotonCard and is issued from a country that does not match what he originally claimed. This is completely misleading.

To make it worse, FotonCard itself does not allow usage on Apple or similar merchants, yet the seller is out here openly promoting them as compatible, which is simply false.
I’ve also attached proof from FotonCard’s own website where it states that their cards are not meant for Apple or these platforms. This kind of false advertising is not acceptable and puts users at risk.

What’s more, FotonCard’s own fee structure is around just 3%, yet the seller is reselling these cards at a markup of 40–49%, which is excessive.
I believe BlackHatWorld does not allow sellers to charge these kinds of inflated rates for services they don’t even own especially when they are simply reselling third-party cards and keeping massive profits. This kind of price manipulation shouldn't be allowed on this platform.

He says I tried to make a $217 transaction but that’s false. I only ever attempted a $17 transaction, and it failed And he never showed me that transaction of 17$ which he is mentioning and i mentoned . He’s using bank authorization logs to make it seem like I did something I didn’t. But nothing went through because the cards never worked.

At the end of the day, his product didn’t deliver what was promised. The cards were advertised to work with major services, and they didn’t.
 

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As it can be seemed in Screenshot # 3, 1st card was asked to be used for facebook ads payments then Card No 1 was issued which is claimed to be a China BIN.

He claims that we ignored him and delayed on responses, while in chats screeenshots it can be seen easily that we were always available for any query. This can be confirmed by seeing of time logs.

We have bank's support team conversation that some certain BIN can be used for APPLE payments and such transaction was authorized and settled as seen in Screenshot 9 & 10. Furthermore, even card no 1 was authorized, card no 2 was issued with new BIN and then authorized and used payment of 0.99$ clearly being shown in screenshot 15.

In first dispute generation he claims to use 17$ and also have some sort of actual usage proof while in later response he states that he only attempted 17$ transaction which declined. In screenshot 7, he clearly agrees trying some transaction and when confronted the use of 315$ and reminded that he only has 20$ in card he confirms by saying OK. More over bank transaction screenshot # 14 is shared which falsify the even single attempt of use of amount 17$.
It'll be highly appreciated if Mr Anything Weird can share that actual usage proof which he claims in dispute issuance.


He claims that both of cards are non-functional, the active status of the cards can be seen in screenshot attached below for further reference. On further request of support team, Cards details can be shared with Black Hat World support team to check the active status and functionlaity of issued cards.

Most of issuers of VCC are having almost same charges as we hire professionals to tackles technical glitches and responds on time. We have to pay some fixed overheads, card issuers fees, staff payments, other perks and service charges. If someone cant afford some premium services then they must try others with cheaper rates.

We hereby rest our case to support team to verify and check facts on screenshots and evidence provided.

Best Regards
 

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I have already provided clear proof that both cards he issued did not work. If I am purchasing a card, it should be functional across various services not just restricted to Facebook ads as he is now trying to claim.

The seller also gave me a second card (BIN 556160), which also failed. After I reported the issues, he deleted messages from both sides on Telegram and even removed the original card (436701), trying to hide the fact that the cards were non-functional.

He claims I made transactions with the cards, but if that’s true, I challenge him to provide a proper screenshot showing that I have any two transactions showing .
Especially the Cloud service attempt which clearly failed and never completed. He has no real proof because the cards never worked.

Additionally, he keeps mentioning "professional services" and "hiring staff," but in reality, he does not even operate a proper website or professional system. The casual way he communicates ("brother brother") is not professional at all and does not match the standards expected here on BlackHatWorld.

Lastly, if he was serious about solving the issue, why did he not message me again after I requested help? Instead, he chose to stay silent and only showed up after the dispute was posted.
 

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Mr. Anything Weird shared a screenshot of card used for Youtube subscription is Mastercard ending with 9709, while we provide Visa card ending with 9709. Either Mr. Anything Weird is mixing up Mastercard with Visa card or he is mixing us with some other supplier or doesn't know the difference between these two types.

BIN mentioned is 556160,while we have not created even a single card using this BIN.

For more convenience screenshot of our Mastercard is attached to further correspondence of the BIN claimed and last digits. All MasterCards generated by our team are shown in screenshot being shared here for more evidence that we never used BIN 556160 stated by Mr. Anything weird.

He claims that messages were deleted from telegram,while screenshots with todays activity and last seen status of Mr.Anything Weird are being shared here. If a card doesn't work due to some technical issue or restrictions from issuers end,it is our responsibility to issue new card on our own expense to facilitate our customers. In this process old card is stopped for restricting any unauthorized use.

As we have already attached enough proof to show that both of cards are authorized, settled and even one of them is charged on apple.com for 0.99$. Basically you have created the dispute stating: Cards are not functional, we were not available to respond on time and you have used 17$,also claiming to have enough sufficient proof. Then you claimed that transaction never happened,which we already stated that not such transaction of 17$ was occurred instead you tried 315$ transaction,which you are not even authorized.

cards are still active and functional, our availability to our customers is our top notch priority and its our humble request if can you please share screenshot of the point where you asked for help and we didnt reply you?

we even accepted your request of refund and asked several times but you never replird on that stance.
 

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we even accepted your request of refund and asked several times but you never replird on that stance. [/B][/FONT]
Can you just refund them now and we call it a day and close this out?
 
Can you just refund them now and we call it a day and close this out?
As mentioned earlier , we don't have his USDT details. Kindly provide us with relevant information and we will refund immediately as we always comply with BlackHatWorld guidelines and BlackHatWorld decisions.
 
As mentioned earlier , we don't have his USDT details. Kindly provide us with relevant information and we will refund immediately as we always comply with BlackHatWorld guidelines and BlackHatWorld decisions.
@Anything Weird - please provide your USDT details.
 
@Anything Weird - please provide your USDT details.
USDT address was provided by Mr. Anything Weird on telegram and Refund amount was transferred as per Black Hat World instructions and our refund policy. Provision of USDT address and refund details are added in attachments for reference.

Best Regards,
PayWithVCC
 

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USDT address was provided by Mr. Anything Weird on telegram and Refund amount was transferred as per Black Hat World instructions and our refund policy. Provision of USDT address and refund details are added in attachments for reference.

Best Regards,
PayWithVCC
@Anything Weird - please share that you received this.
 
@Anything Weird - please share that you received this.
Dear BHW support team,

The refund amount was transferred to usdt address provided by Mr Anything Weird and payment proof was provided previously along with screenshot of usdt address provided by Mr Anything Weird.

In recent conversation on telegram, Mr Anything Weird deleted first usdt address and sent another usdt address for refund amount transfer.

As per guidelines and decision made by respected team, we refunded full amount claimed by Mr Anything Weird, yet he demands another refund amount in different usdt account. Kindly help us sort out this situation and issue final judgement regarding dispute created by Mr Anything Weird.

Best Regards
PayWithVCC
 

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Dear BHW support team,

The refund amount was transferred to usdt address provided by Mr Anything Weird and payment proof was provided previously along with screenshot of usdt address provided by Mr Anything Weird.

In recent conversation on telegram, Mr Anything Weird deleted first usdt address and sent another usdt address for refund amount transfer.

As per guidelines and decision made by respected team, we refunded full amount claimed by Mr Anything Weird, yet he demands another refund amount in different usdt account. Kindly help us sort out this situation and issue final judgement regarding dispute created by Mr Anything Weird.

Best Regards
PayWithVCC
He never posted his USDT address in here as I requested.
 
PayWithVCC claims they have refunded me, but I can confirm with certainty that I have not received any funds. The USDT address that belongs to me is :

TRKRBNGJWSNdQzjYafwUeNHAcVAiyGfeFg

However, the seller sent the refund to a completely different address:

TDFsbamGGc6fZjs84U477urLYXJJfPQvBa

This is not my wallet, and I believe it may be linked to a second account controlled by the seller themselves. To support their claim, PayWithVCC sent me a screenshot of a transaction with the following hash:

e763765431c7fdcbe21c2c2e1be2c1d84e3368d2dd9fc52d2743e57c18254f88

I confirm this transaction went to an address that is not mine, and I have attached the transaction history of my actual USDT address to prove it.

I respectfully request that PayWithVCC be banned for attempting to mislead and for failing to return the refund. Please review all the evidence and take appropriate action.

Thank you for your assistance.
 

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USDT address was provided by Mr. Anything Weird on telegram and Refund amount was transferred as per Black Hat World instructions and our refund policy. Provision of USDT address and refund details are added in attachments for reference.

Best Regards,
PayWithVCC
@BassTrackerBoats You can clearly see that my last message was sent to him on 28 April, while his chat incorrectly shows 26 April, which is false. I was offline on 26–27 April due to being busy, and during that time, I hadn't provided him with the address. Today, I sent him the new address and deleted the old one. The correct date of my message is visible and supports what I’m saying.
You can clearly notice that the screenshot he provided appears to be edited the font used in the chat doesn't even match what you’d normally see on a mobile device. I don’t believe any phone would naturally generate that kind of font in a chat interface
 
Dear BHW support team,
Mr. Anything Weird provided us with a usdt address ending with "QvBa" on the 26th of April, as shown in the screenshot on his personal telegram account, which he deleted later on while we had transferred the refund amount. Usdt address provision chat and refund transfer amount is shared in previous conversation.
On the 28th of April, he again shared an address ending with "feFg" which he later deleted and sent a new address ending with "mR8s".The next day, he again sent another address, claiming to send payment on that. Mr. Anything Weird is just trying to manipulate by showing multiple addresses and then deleting them and repeating the same process.
None of the messages were deleted or any proof fabricated from our side.
We have already transferred the refund amount to the address instantly provided by Mr. Anything Weird and provided proof, yet if BHW support team considers that we should pay another sum of refund amount, we are willing to initiate another refund transaction.
We humbly request BHW support team to kindly provide help to resolve this issue.

Regards
 

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I did not receive the funds. Please don’t make false statements about me. I have no reason to lie — if I had received the payment, I would say so .Please BlackHatWorld Do Something with this seller he is just lying and also he is not replying on the telegram .
 

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