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Paypal question

Discussion in 'Black Hat SEO' started by gucci9, Jan 13, 2014.

  1. gucci9

    gucci9 Newbie

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    So i know about the 45 days rule about opening dispute, that buyers cant open disputes after 45 days from payment. So now what can they do? Can paypal somehow take the money?

    Cheers!
     
  2. cairo191

    cairo191 Newbie

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    What do you mean? I think I am missing something.
     
  3. bartosimpsonio

    bartosimpsonio Jr. VIP Jr. VIP Premium Member

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    So what now? Money's yours, spend it wisely ;)
     
  4. gucci9

    gucci9 Newbie

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    Can buyers get refund after that 45 days?
    I know about something called chargeback, im not from US, can that be used against me?
     
  5. gucci9

    gucci9 Newbie

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    Can buyers get refund after that 45 days?
    I know about something called chargeback, im not from US, can that be used against me?
     
  6. lavce469

    lavce469 Newbie

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    After 45 days the buyer cannot ask for a refund which means enjoy in the money :)
     
  7. Veyron

    Veyron BANNED BANNED

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    After 45 days, the buyer not only is not allowed to file a dispute through PayPal and there also not allowed to file a chargeback with their Credit Card company so the money is safely yours.

    Veyron
     
  8. gucci9

    gucci9 Newbie

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    Are you sure? Cause ive read that chargeback can be made for up to 2-3 months i think.
     
  9. Asif WILSON Khan

    Asif WILSON Khan Executive VIP Jr. VIP

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    If the payment was made via credit card through paypal then I think they have 120 days:

    https://www.paypal.com/uk/webapps/mpp/chargebacks
    https://www.paypal.com/us/webapps/mpp/security/chargeback-guide
    https://www.paypal.com/gb/webapps/helpcenter/article/?solutionId=163572&topicID=55400025&m=TKB
     
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  10. gucci9

    gucci9 Newbie

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    And what will happen then? My account will get into negative balance or what?

    And if that happens, can i close my account before? Now i have no open disputes, so i guess i can close my account.
    Can paypal find me after closing the account?
     
  11. yayoyayo

    yayoyayo Junior Member

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    Bullshit. You have 120 days (VISA Rules) to file a chargeback with credit card company. For my 7 years experience with paypal I had to file 3 chargebacks and all I won.
     
  12. cairo191

    cairo191 Newbie

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    I would say yayoyayo is correct from what I have read.
     
  13. Gogol

    Gogol Elite Member

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    Veyron I guess you are wrong with the chargeback date. Some card companies here even allow to chargeback within 180 days. Paypal won't do anything after 45 days, but the user can directly call the bank and get your account phucked.
     
  14. gucci9

    gucci9 Newbie

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    And what will happen then? My account will get into negative balance or what?
     
  15. gucci9

    gucci9 Newbie

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    Anybody knows?
     
  16. rabbitking

    rabbitking Jr. VIP Jr. VIP Premium Member

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    If they can successfully charge back on the account then yes your paypal account will show a negative balance. At that time
    paypal seeks your bank and credit card attached to the account for funds.

    -RK
     
  17. Gogol

    Gogol Elite Member

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    Yes there will be negative balance.
     
  18. ComRade667

    ComRade667 Regular Member

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    what yayoyayo said is right, what the payment is processed by credit card, you have 120 days to chargeback :detective
     
  19. tony_d

    tony_d Elite Member

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    We had a merchant account in years gone by, and the bank made it very clear to us that all credit card transactions were open to dispute for 120 days...
    In effect, the bank (or PayPal in this case) advances you the money against the likelihood of them being able to keep it and the cardholder not charging back... so it's not really theirs (or yours) for that 120 day period.
     
  20. gucci9

    gucci9 Newbie

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    This is avaiable only to US citizens?