Paypal negative balance problem

Discussion in 'Business & Tax Advice' started by mafica, Nov 8, 2018.

  1. mafica

    mafica Newbie

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    greeting,

    Sorry gor bad english

    I have a paypal account that is connected with my bank card and all my data on paypal is real

    I am from south east europe
    I dont want write a lot ... mostly, the buyer has reported me to paypal for me and wishes to refund money ($ 500), my paypal balance is now negative (-566). He made payment on 5 august

    paypal sent me a mail that I need to get in touch with buyer or return the money by the end of this month.

    I do not want to pay back the money because the buyer partially cheated me.
    I'm interested in what can be?

    I can not delete a bank card from paypal.
    what can I do to avoid paying? would the closure of the bank account help?
    What Problems Can I Have?


    Pleasee help
     
  2. cjh

    cjh Junior Member

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    Closing (or emptying?) the bank account should work, but is that legal? Disassociating the bank account from PayPal would not help, nor would closing the PayPal account. (in my country)

    For $500, it is likely worth PayPal's time to pursue, so I would say you need to pay it back. If the chargeback was false, continue to fight it.
     
    Last edited: Nov 8, 2018
  3. Sc4r3cr0w

    Sc4r3cr0w Newbie

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    Paypal favors buyers there is nothing we can do for it.
    Have you submit your tracking number ( if it is a physical product that needs a shipment) or any proofs that the buyer cheated you?
    Note- Paypal CAN"T charge your card or your bank account without your permission.
    If you don't pay the negative amount there is a chance that paypal will ban you from using their services.
     
  4. Syed Zahin

    Syed Zahin Junior Member

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    if the buyer cheated you so send the reply to paypal with evidence
     
  5. BassTrackerBoats

    BassTrackerBoats Super Moderator Staff Member Moderator Jr. VIP

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    When you add your card or account that is permission.

    OP - PP can hit your account/card. As to removing it or closing it I'm not sure as that is probably a country by country move on their part based on the laws of the land.
     
  6. mafica

    mafica Newbie

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    Is that maximum they can do to me?

    Can i get some punishment in my country or something like that? I m from bosnia and herzegovina
     
  7. Sc4r3cr0w

    Sc4r3cr0w Newbie

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    Sorry I did not know that. Where i live they can't charge unless the account holder authorized the transaction.
     
  8. Semius

    Semius Registered Member

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    I had -500€ at my paypal account. Just change my credit card and create another paypal account.
     
  9. F4lken

    F4lken Jr. VIP Jr. VIP

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    I knew someone in your same situation...we miss him so much, Paypal sent an hitman to shut his mouth forever.

    Just joking! you will only go to prison, no kills involved.
     
  10. mickyfu

    mickyfu Jr. VIP Jr. VIP

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    You could cancel your bank card. No need to close the account. Also you could contact your bank and tell them not to accept charges off PayPal. (If I've understood your issue correctly).
     
  11. mafica

    mafica Newbie

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    well... i should not worry about some additional sanctions?

    only paypal account can be banned and that is that?
     
  12. ridersark

    ridersark Jr. VIP Jr. VIP

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    1. Try adding a new dummy card and delete the original one.
    2. Try resolving the issue by directly discussing this with the buyer. Sometimes they do accept partial refunds! So try your luck there.
    3. If nothing else works, pay up the money because you don't want a $500 ruining your credit history. I've also heard PP selling off these kinds of negatives to debt collectors in case they are unable to recover the money from you.