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PayPal affect credit?

Discussion in 'Black Hat SEO' started by hazard, Apr 24, 2009.

  1. hazard

    hazard Newbie

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    Does an outstanding balance of say $600 on your paypal balance affect your credit if you just don't pay it back. I f*ing hate them and would prefer not to pay it back if at all possible.

    P.S. I'm located in the US.
     
  2. istuff

    istuff Junior Member

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    They will send loan sharks after you. There was a thread here, where paypal sent someone to harrass them because they had $80 to pay. I cant even imagine, what there going to do with you. Search for the thread "paypal $80 part two" or something like that
     
  3. chouchouboys

    chouchouboys Junior Member

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    paypal is sucks . i hate it grrrrrrrr
     
  4. hazard

    hazard Newbie

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    Yeah, I was thinking that istuff, but can anyone actually comment on this that has done it? No way will paypal waste that much money sending people after you, think about it, that is bad business, someone owes you $80, so you pay people to go after them for it? I am not discounting you, but rather the person who said that.
     
  5. biznets

    biznets Junior Member

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    Don't know about the US but here in the Uk Paypal use very aggresive methods to chase debt, the courts and bailifs etc, scumbags if you ask me.
     
  6. riapnk

    riapnk Newbie

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    Any collection reported to the credit bureau will negatively affect your credit.
     
  7. iroccamaro9

    iroccamaro9 Registered Member

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    I would hope so, that is why there is a "credit" system. Rankings allow banks to loan you money based off of you being a financial risk.

    You owe them money, pay them back. It is as simple as that.
     
  8. freeufcdotinfo

    freeufcdotinfo Power Member

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    I have similar thing, they want £70 of me but not my name but right address, dont want to pay if its not my debt but they will not stop sending threatenig letters and calls any ideas.
     
  9. iroccamaro9

    iroccamaro9 Registered Member

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    Granted I don't live in Europe, but assuming their laws are similar to the US.

    If they give it over to an aggressive collection agency, they will bring you to court on fraud. Falsifying banking/legal agreements, ect. I would suggest paying them back, or finding a lawyer.
     
  10. tsboss1

    tsboss1 Registered Member

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    yes they will send you letters & call the phone # you have on the account if you use your real personal info and SS# but they won't do anything more. It will go on ur credit if you dont dispute it if im not mistaken. I haven't looked at my report to see
     
  11. mrpatel786

    mrpatel786 BANNED BANNED

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    They'll keep calling you and sending you letters.

    The Solution: Call em up tell em you just moved here, or the person no longer lives here, etc. If they call you, tell em you just got this number. If they send you a letter, cross it out, and tell em the person doesn't live here, etc. You get the point. The harassment will stop.
     
  12. dschill

    dschill Newbie

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    I too am interested..How the fsk did you get a negative balance?
     
  13. Gogeta

    Gogeta Power Member

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    Just pay them mate don't let Gaypal give you a negative credit rating. It can effect you in the future if you need to get a loan from a bank.
     
  14. Curt7

    Curt7 Junior Member

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    This happens when you get a chargeback that is bigger than your balance.
     
  15. spikyy

    spikyy Junior Member

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    I had a -50 USD balance, but my account was unverified, i sent them screenshots to prove that the transaction was legit but they didn't approve them, they sent me lots of emails and i just abandoned that account.
     
  16. hazard

    hazard Newbie

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    Yeah, I'm going to pay them, but this is total bull-fucking shit. It's been about 75 days since I haven't paid them, I've heard after 120 they pass it on to a debt collections agency, is this true?
     
  17. JackDandel

    JackDandel Newbie

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    Hi guys!

    I am from the U.S. and am in a similar situation.

    I sent a man a PC part, when I provided the tracking number, he filed an unauthorized claim against me. Well, the money was already transferred to my bank account, so now my Paypal account is negative $350 or so.

    Paypal won't help, because they support the scammers. ;)

    How can I avoid the credit from effecting me? Will changing details or address matter if they have a SSN?

    Quite frankly, sh!t on paypal. I did my part, sent my item, and took my payment. I am out now. They can eat it if they please!

    I stand up for my rights, and I will not let the giant take my money.