Payment Gateway's question - Paypal or Authorize.net

Been hearing too many horror stories about paypal, wherein people have lost thousands of dollars because of their stupidity of taking the side of the buyer always and not the seller. Am from India, so paypal is effectively useless as the funds in paypal cannot be used for making transactions.

Am considering authorize.net as a payment gateway for my website. I found a reseller who offers a free setup of $99. I have a few queries that need some expert advise:

1. Can funds from paypal be used by a buyer to pay into authorize.net?
2. Authorize.net just charges $.1 per transaction? Is it that cheap or am I missing something?
3. I need a gateway that is seller friendly and does not refund money like gaypal does! I know a client who lost $1000 because of a paypal dispute, and the client still had the content written for him.

Any suggestions are welcome.

Bump!! Anyone? Any suggestions?

i am using my friends PP for transaction who is in Germany. now i am looking towards new sustem coz PP fu***

mohitjmehta said:

i am using my friends PP for transaction who is in Germany. now i am looking towards new sustem coz PP fu***

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Mohit.. its not just the problems Indian customers face, I'm more concerned about the illogical refund policy of pp, which can rip your business apart.

its also right well i need to dig lil on authorize.net let see wot happend

if authorize.net takes only .1 for a transaction and still accept credit cards, it's BS, because the CC company takes their cut which is a few %.

toyo said:

if authorize.net takes only .1 for a transaction and still accept credit cards, it's BS, because the CC company takes their cut which is a few %.

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That's what I was concerned too, as it seemed too good to believe. Do you know much credit card companies charge?

How about 2co.com or alertpay. Many vendors these days use 2co and also there is plimus..

I would use Authorize.net we have used PP before it was great and all but they had a ninety day hold on all of our funds which was not cool at all. Authorize takes about .30 cents plus 3% from out transactions but there is no hold at all.

I try to avoid paypal whenever possible...

i highly suggest avoiding paypal. they are very un-reliable. i just got approved for authorize.net but havent processed any payments yet, they seem pretty good though. so i suggest going with authorize.net

i will report back here when i start processing my first payments

paypal = tons of charge backs and disputes...
authorize.net = never used it...

gaypal is piece of shit... use anythin except that.. i use plimus ..

Plimus seems to charge a bomb at 8%-10%! 2CO seems pretty good, but I was baffled with the low pricing of Authorize.net as 10 cents...

Any other suggestions like sagepay, linkpoint etc?

Ya I've been hesitant to use Paypal due to all the horror stories with sellers accounts getting frozen or payments being put on hold due to the influx in sales.

Anyone know if upgrading to the pro merchant account makes any difference? ($30 per month)

I see Plimus is pretty popular too but their charges seem a bit steep.

authorizenet is a gateway. You still need a merchant account.

With PayPal, you are using their 3rd party solution so the merchant account is included.

with authorize.net if you already have a merchant account you can use just their gateway account.

Or if you need a merchant account they can set you up with that. You do not sign up with authorize.net you can either go to there site and fill out a form which is then sent to one of their authorized resellers that will set the account up for you.

If you go with the merchant and gateway account with them you will have a monthly fee plus a per transaction fee.

I am an authorized reseller for authorize.net so if you want to get set up or find out more info IM me and we can talk. and i can give you the ends and outs on both authorized.net and paypal.

Brady

SpiderMonkeyATX said:

with authorize.net if you already have a merchant account you can use just their gateway account.

Or if you need a merchant account they can set you up with that. You do not sign up with authorize.net you can either go to there site and fill out a form which is then sent to one of their authorized resellers that will set the account up for you.

If you go with the merchant and gateway account with them you will have a monthly fee plus a per transaction fee.

I am an authorized reseller for authorize.net so if you want to get set up or find out more info IM me and we can talk. and i can give you the ends and outs on both authorized.net and paypal.

Brady

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Please drop me your slype or gtalk id so we could discuss my queries online, as I might need your help in regards to authorize.net.

Also, if I create a merchant account with Auth.net, would it be possible to receive funds from another person's paypal/moneybookers account? 2CO can do this, so just wanted to be doubly sure.

Given rep to everyone who posted on this thread.. It's a costly, yet very importance decision for my business. I need to be absolutely sure.

Any other merchant account/gateway suggestions?

If you wish to sell software online, as well as digital goods, you should check PayPro Global. It's an all-in-one business solution provider for software sellers around the globe. I personally work at this company and we offer a multitude of payment processing services (All credit/debit cards, PayPal, wire transfers, phone/fax orders as well as many localized eWallet services). We resolve all the possible conflicts, as well as we have a team of highly skilled professionals who monitor customer behavior, along with advanced software tools to prevent chargeback issues and fraud. We have the lowest chargeback cases in the industry.

Another key point that might concern you is the conversions. We create simple and intuitive order pages that are constantly tested and upgraded. Our continuous A/B tests against any major player in the industry, show an instant increase of minimum 4% in conversions in our favor. There was one case a few months ago when a client got 68% increase in conversions in the first month of partnership with us. Although it's a rare case, most of our customers report 8-10% increases in the first month of collaboration with us.

We also provide full order page branding, which will boost your customers' confidence when shopping. Moreover you will have a team of highly skilled web designers constantly assisting you in your customization and order process optimization. Along with unique marketing tools (some are patent-pending) it won't be long until you realize that the possibilities are endless.

We offer all of the above tools, as well as many others (it's too long to list them all here) to all of our customer absolutely for free.

You can sign up for free with absolutely no obligations or set-up fees and discover our EasyCommerce platform and also read our detailed documentation. You can also request a free demo.

If you may have any further question, I will be happy to help. And believe me, it's worth checking us out.

I wish you have lots of successful sales, regardless of your decision.

Best Regards,

Val