Payment error

Maybe you have tried it too much
Cool off and try again
Try virtual cards instead of your cards too
If all else fails
Chat support,they should be able to help

VCc provider with good support should also tell you what the response from FB is ,so.you know your next line of action
 
This usually happens when the ad account is restricted or flagged for billing risk.
Common reasons:
  • Previous payment failures or chargebacks
  • Mismatch between account country and card
  • New or low trust account
  • Temporary billing limit from Facebook
There’s no bypass. You must resolve the restriction, verify info, or wait for the limitation to clear.
 
This usually happens due to trust, billing, or security restrictions on the account. Check Account Quality, resolve any outstanding issues, and wait for the restriction to lift—adding payments while limited isn’t possible.
 
There are two major common reasons for this. One is that you are trying too many times using the same method, so you should wait for some time and try again. Otherwise, your preferred payment option may not meet the policy and guidelines. In that case, you can try a different card or another alternative payment method.
 
I can't add a new payment method to my account, why is that?
There's no reason for Facebook to ban you from making payments; they also earn income from it,
unless the payment is risky or the payment card is fraudulent.
 
This typically occurs because of account trust, billing, or security checks. It’s best to review the Account Quality section, address any pending issues, and wait for the restriction to be cleared. While the account is limited, adding or updating payment methods usually isn’t allowed.
 
I'm experiencing the same problem as you. Please contact Meta support and ask for their assistance.
 
The following factors often lead to errors: the account or payment profile is rated as high risk, new account, multiple card additions/removals, previous payment failures, so Facebook temporarily disables the function to add new payments.
 
Can you take a screenshot of the error you encountered? I know some accounts are also unable to add payment cards due to an error; try switching to a different source of funds to see if that works.
 
You either need to wait a day, or your card can no longer be linked, Facebook has remembered it, or there is a problem with your account. Try linking it to another account.
 
I can't add a new payment method to my account, why is that?
This error has recently reappeared. Please be patient and wait 48 hours before adding your payment card again. This is because Facebook is suspecting unusual activity on your account.
 
Perhaps there's something unusual going on with your account. Please switch to a different Facebook account.
 
I can't add a new payment method to my account, why is that?
Usually a billing/trust hold: verification needed, name/address mismatch, too many failed attempts, or the payment profile is limited. Check Payments/Account Quality for alerts and try a different method.
 
Are you unable to add a card to a new account or replace an old one? Recently, an error occurred preventing you from replacing payment cards for your account.
 
Have you switched to the new card and added it again?
 
Check your most recent payment activity to see if there is any outstanding debt. Your account might be restricted due to unusual activity; wait for 1 day then re-add the card. If it doesn't work, contacting the meta support team is the safest.
 
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