The best way is to try it on an account. At the most it will not get added. If a card does not get added, that alone will not get an account suspended. The account will hold good till you add a card successfully.
Example, I had some 5 different cards to try (different BINs), I tried all in the same (newly created) account, 1 by 1 in one sitting, none of them got added and then finally I used my usual card and it got added : account did not "suffer", as I then used the account till it's billing threshold, successfully.
So , the best thing always to do, is try it.
Remember, different people will have different results, it depends on a lot : region, billing currency, etc.
Trial and error is the best way to learn.