wtf is a day job
Unfortunately, it's something that some of us have been doing for a while before we found out about this stuff.
Something I suggest to all others in the position of having a day job, as i'm just about to leave mine, is: PLAN. You hate your job? Sick of what you do? Tired of dealing with morons/idiots at work? Make a plan, and save up to quit! Look, what you need to do is write down every last thing that you spend money on every month. Cut out every little bullshit expense that you can, trim your bills down to as low as possible in order to SAVE as much money as possible.
I don't own an ipod, although I really want one, and I can buy one many times over, but that is SAVED money. I don't have a cell phone, although I'd like one, and can certainly "afford" it, that would be adding money to monthly expenditures and not allow me to save up as much money. Stop eating out, make sandwiches at home. These are simple things that don't take up too much time. You could look into coupons and such for groceries, but now you're spending more time on cutting corners than learning how to generate cash. (once you find out exactly how much you are spending, now you know how much money you need to make online to live every month, or how many months worth of living expenses your saved up money will last for)
Anyways, SAVE up as much money as possible, and learn and PUT INTO PRACTICE things from here. To be honest, I struggle with putting things into practice, but it's also partially due to my current job and hours worked. Henceforth, my plan has been to learn as much as possible, and SAVE as much as possible in order to take time off from work to make things happen.
Your situation will probably be different, but the underlying principle of cutting out monthly expenses, getting them as low as possible, is certainly something everyone can do.
I know this didn't *exactly* answer your question, but it's good advice regardless.
