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Online Banks that just don't care

Discussion in 'Ebay' started by ecraigzon, May 8, 2011.

  1. ecraigzon

    ecraigzon Junior Member

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    Who needs to know?!?!?
    I was wondering if anyone knows about online banks that simply don't care about who they give an account to. For instance, with greendot i set up several bank accounts for high school students so they could get a start on ebay and paypal. I used their own SSNs that were obviously under 18 and it worked just fine. On the other hand, this does not work with ally bank.

    I was wondering if anyone knows of online banks that are as dumb as greendot with their SSN checking but are free like ally, because i think its very dumb to have to pay your bank.

    thanks guys, and Long Live BHW!
     
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  2. wholesalereplica

    wholesalereplica BANNED BANNED

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    my fingers are crossed, if anyone knows I would pay for this info too
     
  3. ecraigzon

    ecraigzon Junior Member

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    I'll start the list for you guys:

    Greendot.



    There, now we have a good head start
     
  4. TCSquared

    TCSquared Newbie

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    They require an ssn, though.
    Is there a way to fake it?
     
  5. Mick Swagger

    Mick Swagger Newbie

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    No, you need to use ur real info with green dot
     
  6. sagarbest

    sagarbest Senior Member

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    would love to some info on this.. :) anyone
     
  7. ineedmoney1

    ineedmoney1 Power Member

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    dont think it's possible to fake it. but if it is i would love to hear about it.
     
  8. BassTrackerBoats

    BassTrackerBoats Moderator Staff Member Moderator Jr. VIP

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    It's an Algo, of course it can be gamed.
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    Metabank is pretty easy... you need your actual SSN but they accept anyone.

    As to costs, I have no idea though.
     
  9. wowhaxor

    wowhaxor Executive VIP Premium Member

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    Ya,

    You can't get a bank account without a SSN anymore.
     
  10. ecraigzon

    ecraigzon Junior Member

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    Greendot is easily faked. You can use the SSN of a minor, a dead guy, etc. I think i found the key. Your invalid SSN will get denied when they do a credit check. So, greendot boasting its "no credit-check" policy, obviously does not do this and therefore never invalidates the SSN. Ally bank turned the SSN i provided down on insufficient credit (that person had no credit). So, if my theory is correct, any bank that does not do a credit check should not deny you.
     
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  11. ecraigzon

    ecraigzon Junior Member

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    One other thing, does anybody know if this is legitimate: htt*p://www.secret-info.c*om

    or about any other places where you can buy that kind of info (SSN #s mostly)?
     
  12. Bostoncab

    Bostoncab Elite Member

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    I`d also be interested in setting up accounts in soem way as the funds can not be traced. I remember reading articles about banks allowing undocumented aliens in the U.S. to set up accounts but.. don't know how they are doing it.

    Obviously undocumented workers do not have social security numbers.
     
  13. opticbit

    opticbit Registered Member

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    Take a look at exchangezone, not exactly banks, but you might get some ideas.
    Also take a look at my sig.
     
  14. jhonson5

    jhonson5 Power Member

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    Online banks needs real information with authentication and they provide better services as I know; but be careful there may be some fake banks. you will get the proofs from the review and websites.
     
  15. xxtoutxx

    xxtoutxx Registered Member

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    I saw this posted by someone else in either this forum or another if you want to verify paypal accounts or any other for that matter:

     
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  16. scrapacar

    scrapacar Newbie

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    in the uk hsbc nat west
     
  17. ecraigzon

    ecraigzon Junior Member

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    does that process for using e*trade actually work? does anyone know? that seems very easy. I though fake names generator just made up random numbers...
     
  18. zebrahat

    zebrahat Elite Member

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    Fake Name Generator actually generates an address, phone and SSN based on known streets, zip codes, area code and prefix, and ID no sequences consistent for that state or country. Some verifying software only checks the general compatibility of the info for the area it is supposed to be coming from, while other scripts verify against an actual database.

    E-trade and Greendot may do the former, Paypal may use the latter method. But, if Greendot confirms a virtual SSN via its prepaid card or moneypak process, does Paypal accept that SSN as well? Interesting question, anybody know? There is a site called vccandbank that also claims to verify Paypal accounts through 'virtual SSNs.' Anybody know if that's for real?
     
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  19. ecraigzon

    ecraigzon Junior Member

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    thats interesting, i would agree with your hypothesis. It seems that a validity check is only done when there is a credit check.
     
  20. zebrahat

    zebrahat Elite Member

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    Update: I have just followed the etrade method above on an unverified account, and found that (as of 5/24/11) it does verify the PP instantly via VBA---BUT, PP immediately limited the account. It asked for changed passwords, security questions, and to 'confirm location' (via submitting a card, followed by a you inputing a code when they call your number). It may be PP is on to the the etrade trick, or too many people have tried it lately.
     
    Last edited: May 25, 2011