Obsessed with not spending a $

I find that when I'm super busy and have a lot of projects going on, I don't have time to spend money. That's good and bad...I don't worry about cash, but I also just noticed yesterday that the sole is falling out in the bottom of one of my shoes. Sometimes you have to stop and buy necessities. I also like to treat myself here and there, but nowadays a treat is an iced coffee at Starbucks...then back to work until I'm too tired to type.

I can also echo what someone said about giving. I used to give quite generously to orgs who send money to areas in crisis (nothing wrong with that), but I was thinking the other day that it would be better to give to people who are going to use that cash to further themselves. So, I gave to three different projects on Kiva (I chose ones that were close to reaching their funding goals and pushed them into fully-funded status). One woman (illiterate) needed money to grow/raise potatoes; one guy ran a little shop that sold basic goods to his village; the other woman and her husband (both illiterate) sold lumber and wanted to scale up. I don't expect to be paid back (Kiva is a micro-loan site), but I trust that these people have been vetted by the loan organization and are trying to grow a business, which means they'll employ/feed/help others in their community when successful.

TL;DR: Too busy to spend, but important to treat yourself to the simple things. Giving feels good when you're helping others build something of value.

Here's the link to Kiva, in case anyone is interested:

Code:

[B]http://www.kiva.org/[/B]

Invest. INVEST. Invest. In other countries. In elements. Not crypto Diversify. And watch it grow all over

Get high,get some friends/girlfriends, ask them what they want, buy it for them! Or ask your family. Or find out what are your interests and spend on them to have more fun. Or lastly invest them in a high risk high profit business - you win you get more to look at, you lose then problem solved. Or you can also think about donating some coins to me to ease the pain.

I was in your position and after getting caught up in some nasty shit I had to give away all my money and even make some debts. I was down for a few months, gained a few kilos, started smoking again, but now I got back my energy, and yesterday was the first day when I felt quite ok. I have only 150 euros left to pay. I hope to be on plus next week and after that sky's the limit.
What I've learned is that you can't make money without money and it's extremely hard to start again from 0(yes, you have experience, but you also have a mental block).
One thing I will do and suggest you to do is to buy an good insurance and have a deposit for emergencies: it's a "in case shit deposit". No matter how stingy you might be an "in case shit deposit" it's a must have.

On the other hand, if you feel the need to spend your money just find a hobby. If I was in your shoes right now, I'd invest them in a passive income source which would earn me enough to buy a motorcycle and monthly spending money to tour arround the world: but let's not forget why we're on this forum, I'd make a blog or a vlog, maybe a documentary about the adventure and monetize them as I follow my dream journey

lol I'm the polar opposite of OP. I love to spend everything I make and save nothing. Problem is I only re-invest a small percentage of my earnings (5-10%) back into my business. I'm making changes and trying to improve on that though.

Saving is not a bad thing. Maybe enjoy eating out more, but don't make a habit of over spending.

Don't tell me you are enjoying it alone!!!!!!!!!!

cocaine.............cocaine is your answer

Do you play poker op?
Lets play! I wouldnt mind some extra cash

I know I should criticize someones lifestyle if it isnt hurting anyone, but I don't see the point in working hard to make money if you don't enjoy what money can bring you, like a car, nice home, good food, etc. I love going out and doing things with my money that I wouldnt otherwise be able to do if I worked as a frycook or something. Maybe Im just a snob

I wish i had your problem.

Not to knock you or anything but, a lot of other people have what you'll call "real" problems.
I would never consider trouble spending money as a problem. lol.

As a side note though. If i were you I would donate 10% to charity. It will make you feel great to give to those in need especially now. I would also go on a vacation and then reinvest the rest very wisely.

I'm having kind of same problem.

I have money in bank from Holiday season and I don't know what to do with it. I invested (and still investing) some amount in content for my new sites, I invested in new software and I'm thinking about subscribing for MLB.tv ($130/season) for the first time. However, I'm like - Do I need it? I love baseball, but it won't help me in getting more money. On the other hand, I should reward myself, don't I?

i) Donate for charity
ii) Go travel

Have some plan on saving some money, spend the rest for you or your family. Bring them for a tour. Money is useless unless you have a way to spend them.

I know a lady recently passed away. She was very frugal all her life and never spent a dime that wasn't necessary.

I was always after her to travel, buy something nice for herself, spend some money on some comfort.

She was diagnosed with cancer and died 7 weeks later.

Apparently she left a modest inheritance. It saddens me that she spent her whole life with nothing when she could have done some things she enjoyed, had more comfort, been with people.

I am all for saving for a rainy day, but you really do not know how many days you have left, and you can't take it with you, and when you pass someone else will spend all your money anyway. If you can't spend on yourself, help people.

And say a prayer for Magdelene, if you pray.

Scared money don't make no money

Hey! Don't you know what this ''Hippity Hop'' singer says? ''You only live once''. Ain't that the truth? Enjoy yourself but do not forget to save for the future. Don't be too frugal to a point where you don't enjoy life. Find a balance!

whynotmakeit said:

My thoughts exactly. Get a girlfriend, problem solved....

Click to expand...

To be honest if OP is not willing to spend for himself how would he spend the money with someone else?

I am not a spender any longer, nor do I earn the same money as I've earned the past 5 years. I've learned my lesson there, and lost everything, not only money.. you figure it out; including my house. Its called addiction. I understand the addiction to spend but an addiction to save every single penny is just not right after all the work we do daily, every day in and out.

As many have suggested here, go on vacations, get a nice meal at a good restaurant, find a girl take her out. Anyways maybe you are a visionary and have a secret plan in your subconscious and not just that "You are not spending for anything" - as you mentioned. You are saving for a pourpose, there always is one, try to find out what it is and go on with it.

If you do earn tons of money you'll make your life happier spending it with people in need. Trust me this is one of the things that have given me the most satisfaction in return.

Good luck.

I would lift your 'spending on money on cheap food' restriction. If you know about protien shakes and working out then you should know how big a difference food can make when you eat better quality meals.

why don't you scale up? do u even have a air conditioner in your room with IM? xD

I'm the opposite - I don't have money and I spend it like it's going to be worth nothing tommorow - (Oh wait, It may not be)