Use extra money to reinvest to multiply that (like into ad spend, backlinks or other things that increase earnings from your hustle). Once you multiply you can buy some golden jewelry (that's kinda like rl/offline savings account, if you ever get dead ass broke or there's a war, etc, you can sell it to pay off your debt or buy food, etc), get some crypto, real estate etc.
Don't blow on b2c shit consumer stuff... All that Gucci and Chanel is made in Chinese-style factories anyway, you might as well just get fast fashion and will get the same or better quality for cheaper and look the same. Perfumes? You can get extremely good quality things in cheap or moderate prices at etno/eco/herbal stores. Money you save is better spent on real gold jewelry or investments. There are great refurb Dell/Lenovo/HP computers available, you can get computer with stable server ram and shitloads of cpu cores for cheap, no need to spend 10k on a computer.
Haha, you went into detail. I think I am not at the stage yet where I can blow 10k at a computer so easy.
I do not know if everyone has this same belief, but I believe that even in war, poverty and any kind of emergency, I am confident I can rise again if I do not die. So, I was never too much on having emergency cash. I leave some at my Agency, like a 10-50k but never more.
As far as Reinvestments, there is realy not much to do. Other than slowly scaling. I am still working in the business rather than on the business. So, I can not start a new Business. Stocks/Crypto...seem to scamy and boring, plus I have no idea about them. 0, nothing, nada.
On b2c stuff...Not really, I like to dress nice and enjoy food and health products but really, my expenses are realy very low.
All my expenses, including my business and indirect costs such as water bills and living, all amount to 2-3k.
I think it is better to explain it like, a hunter in the wild. He usually only eats one deer a day. But he got so good, he can now hunt 20 a day. And he did, and now he knows not what to do with it, other than to share it with others like family. Does that make sense?
