Money, that is useless

fedo1

fedo1

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Have you ever had a good amount of money with you? Not rich, but just a bigger amount than you handle most of the time and you do not know that to do with it?

A good problem to have I guess, I really never got into the habbit of spending money for myself, I wonder how those ultra rich feel.
 
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fedo1 said:
Have you ever had a good amount of money with you? Not rich, but just a bigger amount than you handle most of the time and you do not know that to do with it?

A good problem to have I guess, I really never got into the habbit of spending money for myself, I wonder how those ultra rich feel.
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First get rich and then complain.
 
I can proudly say that my net worth is more than what the average Finn has, as an 18-year-old. Considering that statistically the average Finn aged 25 or below has a negative net worth (due to student debt), I'd probably consider myself as 'rich' for my age. However, I don't like 'boasting' about my money in real life to anyone. I personally just keep quiet and spend most of my money on watches, real estate, and currently, in partying.
I have connections and friends who are multi-millionaires. If you would see my friends, they don't seem particularly 'rich'. They wear the same clothes they got from their big brother 4 years ago. Most of them drive the same cars they did before they were 'rich'; mostly like $10k cars, whilst they are still multi-millionaires. One friend, in particular, drives a $70k car but has a net worth of around $6 million.

My friends and I often discuss different topics about money. Pretty much all of my friends agree that being modest is the key to a happy life. Showing money brings a lot of 'fake' friends and generosity. They rather invest their money to pursue other things that make them happy or more money.
 
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Juhku said:
I can proudly say that my net worth is more than what the average Finn has, as an 18-year-old. I personally like to spend most of my money in watches, real estate, and currently, in partying.
I have connections and friends who are multi-millionaires. If you would see my friends, they don't seem particularly 'rich'. They wear the same clothes they got from their big brother 4 years ago. Most of them drive the same cars they did before they were 'rich'; mostly like $10k cars, whilst they are still multi-millionaires. One friend, in particular, drives a $70k car but has a net worth of around $6 million.

My friends and I often discuss different topics about money. Pretty much all of my friends agree that being modest is the key to a happy life. Showing money brings a lot of 'fake' friends and generosity. They rather invest their money to pursue other things that make them happy or more money.
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I love watching UFC and Boxing and Amy favourite fighter of all time, Khabib Nurmagomedov said iconically that most successful people are actually humble because they can compare their past and present, so they are thankful and grateful. Interesting, right?

I always wished to be rich but now that I make a bit of money, I am uncomfortable on what to do with it. I guess the young me wants to do fun stuff but it is hard when fun for you is business 24/7.
 
Juhku said:
My friends and I often discuss different topics about money. Pretty much all of my friends agree that being modest is the key to a happy life. Showing money brings a lot of 'fake' friends and generosity. They rather invest their money to pursue other things that make them happy or more money.
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The word Lagom is a perfect word.
 
Not so much but I have earned some money as company bonuses and substantial tax returns. I usually add them in long-term govt bonds to earn some interest, just for some rainy days.
 
Juhku said:
I have connections and friends who are multi-millionaires. If you would see my friends, they don't seem particularly 'rich'. They wear the same clothes they got from their big brother 4 years ago. Most of them drive the same cars they did before they were 'rich'; mostly like $10k cars, whilst they are still multi-millionaires. One friend, in particular, drives a $70k car but has a net worth of around $6 million.

My friends and I often discuss different topics about money. Pretty much all of my friends agree that being modest is the key to a happy life. Showing money brings a lot of 'fake' friends and generosity. They rather invest their money to pursue other things that make them happy or more money.
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Being able to enjoy yourself is a pretty cool thing to have when you're rich though. I personally would like to have a big golden necklace and a nice home, cars not so much though.

Also, eating good food and stuff is definitely a plus. If I was a millionaire, I would surely not say "nah, too expensive" if I found a taste for Kobe or something like that. Also, modesty is boring :D
 
fedo1 said:
I love watching UFC and Boxing and Amy favourite fighter of all time, Khabib Nurmagomedov said iconically that most successful people are actually humble because they can compare their past and present, so they are thankful and grateful. Interesting, right?

I always wished to be rich but now that I make a bit of money, I am uncomfortable on what to do with it. I guess the young me wants to do fun stuff but it is hard when fun for you is business 24/7.
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I get where you're coming from.
However, I'm sure you can find some other things that make you happy than working.

I also enjoy working a lot, but I also like to reward myself with nice things, if I believe I have 'achieved' good milestones.
For example, I just bought last week a nice bottle of Dom Perignon to celebrate a few projects well done. I also recently got myself a nice vintage watch, just because I felt like I deserved it. I also just came back from a week-long hiking trip to Norway; just because I wanted a little something for myself for working hard the last few months.

I'm sure you can also find some things that make you happy, other than working. Make sure to reward yourself for the work you do.

The more I earn, the less I appreciate money, because it loses its original purpose. I wasn't born into a wealthy family, so I started my first business when I was 14, because I wanted money, so I wouldn't have to worry about finance.
Now that I don't have to worry about finance anymore, money starts to lose its value to me. That's why I make sure to reward myself with nice things, so I can still be motivated to work. The rewards I give to myself, bring me much more happiness than the money it cost me to purchase that reward.
 
I get where you're coming from.
Juhku said:
However, I'm sure you can find some other things that make you happy than working.

I also enjoy working a lot, but I also like to reward myself with nice things, if I believe I have 'achieved' good milestones.
For example, I just bought last week a nice bottle of Dom Perignon to celebrate a few projects well done. I also recently got myself a nice vintage watch, just because I felt like I deserved it. I also just came back from a week-long hiking trip to Norway; just because I wanted a little something for myself for working hard the last few months.

I'm sure you can also find some things that make you happy, other than working. Make sure to reward yourself for the work you do.

The more I earn, the less I appreciate money, because it loses its original purpose. I wasn't born into a wealthy family, so I started my first business when I was 14, because I wanted money, so I wouldn't have to worry about finance.
Now that I don't have to worry about finance anymore, money starts to lose its value to me. That's why I make sure to reward myself with nice things, so I can still be motivated to work.
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Yeah, you are right. I should find stuff to reward myself, this can make me more productive long term.

Money losing value is what I am probably facing now, I worked all my life to get to where I am and now that I am here, it is no longer about money. Because I have enough to actually do whatever I want now, at least in my country.

Maybe I need to find a life purpose? Do you have one? My first life purpose was money but now I need a new one, that is what I feel.
 
fedo1 said:
Maybe I need to find a life purpose? Do you have one? My first life purpose was money but now I need a new one, that is what I feel.
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My life purpose nowadays is to do whatever makes me happy.
I want to take my sister to France? Done.
I want to give my dad & mother the things they deserve? Bought my dad his dream car, and expensed a nice house renovation for my mother.
I want to let my brother know that I appreciate that he's always there for me? I took him across the globe to watch his favourite video game's world championship.

I'm most definitely spending more than I should, but what's the point in investing all your money for the future yourself, if you might die any day? I'd rather enjoy my money now, and die knowing that I lived as happy life as I possibly could.
(I still invest a big chunk of my money in long-term investments, but that amount is far from the amount that I spend on so-called 'unnecessary' things.)
 
Juhku said:
My life purpose nowadays is to do whatever makes me happy.
I want to take my sister to France? Done.
I want to give my dad & mother the things they deserve? Bought my dad his dream car, and expensed a nice house renovation for my mother.
I want to let my brother know that I appreciate that he's always there for me? I took him across the globe to watch his favourite video game's world championship.

I'm most definitely spending more than I should, but what's the point in investing all your money for the future yourself, if you might die any day? I'd rather enjoy my money now, and die knowing that I lived as happy life as I possibly could.
(I still invest a big chunk of my money in long-term investments, but that amount is far from the amount that I spend on so-called 'unnecessary' things.)
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That is beautiful, you know what? I think I need to spoil my family and retire my parents. I have enough money to carry the entire family’s finances easy. And I am also still young.

Thanks, man. You seem like a great son and brother. Definitely would come back to this convo to think about it more, reread it a few times.

I should try to network with wealthier friends,my friends circle is barren, talking to you made me think about the possibilities and the next stages.

I want to find a mission where I can embark on, where I dedicate every Fiber of my being towards. Do not get me wrong, I think it is a great gift to even be alive, and my first thought everyday is actually being grateful I even woke up lol.

I agree with you on the money part, money is useless when you are under the earth. And I do not want to spoil my children, if I get some. So no reason for me to save money, I usually invest into expansion and save some in case of emergency.

My next step is retiring my family I guess.

Have a great day, man.
 
fedo1 said:
That is beautiful, you know what? I think I need to spoil my family and retire my parents. I have enough money to carry the entire family’s finances easy. And I am also still young.

Thanks, man. You seem like a great son and brother. Definitely would come back to this convo to think about it more, reread it a few times.

I should try to network with wealthier friends,my friends circle is barren, talking to you made me think about the possibilities and the next stages.

I want to find a mission where I can embark on, where I dedicate every Fiber of my being towards. Do not get me wrong, I think it is a great gift to even be alive, and my first thought everyday is actually being grateful I even woke up lol.

I agree with you on the money part, money is useless when you are under the earth. And I do not want to spoil my children, if I get some. So no reason for me to save money, I usually invest into expansion and save some in case of emergency.

My next step is retiring my family I guess.

Have a great day, man.
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Thank you the kind words.
Lovely to hear that I've been a positive influence on you.

Also, just a tip for the networking part;
Keep a tight hold of your old friends - they don't care about your money, they were already there before you had any money.
When you want to find wealthier entrepreneurial friends, you can try looking for entrepreneurs on LinkedIn that live close to you. You should also try to join your local entrepreneur clubs.

I met 80% of my entrepreneur friends from local business clubs, and the rest from LinkedIn.

Have a lovely day, as well.
 
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